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101 Windsor Dr, Cheraw, SC, 29520

4beds
1baths
1,200sqft
$170,000
$142price/sqft
$1,215/moest. monthly cost
$48,600/yrincome needed

About This Home

All-brick 4BR/1BA home in charming Cheraw, SC! With 1,200 sq ft of living space plus a versatile flex room—perfect as an office, den, or 4th bedroom—this home offers flexibility to fit your lifestyle. Newer vinyl windows provide energy efficiency and natural light. Conveniently located near shopping, dining, and downtown amenities. Ideal for first-time buyers or investors seeking rental potential. Enjoy the small-town charm of Cheraw with its historic downtown, welcoming community, and easy access to outdoor recreation. A great opportunity to own in one of South Carolina’s most beloved towns! ***Seller is offering a $10k seller concession to help you put in an additional bathroom.***

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
4/10
Long Middle SchoolGrades 6-81.0 mi
2/10
Cheraw High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Crawl Space
  • Roof: Fiberglass
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Gas Water Heater
  • Laundry features: Laundry Closet,Main Level

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 4

Bonus Room

  • Level: Main

Breakfast

  • Level: Main

Features

  • Window features: Insulated Windows
  • Flooring: Linoleum,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,200

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 258009002005
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 0.47 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 3
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Tornado
Hurricane
Inland Flooding
Strong Wind
Cold Wave
Earthquake
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters in Chesterfield County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$94$1,128
Property Taxes $58$696
Electricity $204$2,449
Total$1,215$14,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,657/yr
40% on housing$36,450/yr
45% on housing$32,400/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 29520$100
Chesterfield County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 29520
Chesterfield County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-05Price change$170,000
2025-10-01Price change$160,000
2025-06-20Price change$180,000
2025-05-26Listed for sale$184,900

For Sale by Agent

AgentMisty Cuthbertson
BrokerageEXP Realty LLC Ballantyne

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