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1561 Clarence St, Saint Paul, MN, 55106

2beds
1baths
1,996sqft
$204,900
$103price/sqft
$1,649/moest. monthly cost
$65,960/yrincome needed

About This Home

Nice twin home situated on a large corner lot, ideal for owner-occupants or investors alike. Featuring 2 bedrooms, 1 full bathroom, an attached 1-car garage, and a bright open floor plan, The unfinished basement offers excellent expansion opportunities with a professionally installed egress window already in place. Just a short walk to Lake Phalen for recreation and scenic beauty, with easy access to everything the area has to offer!

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

2/10
2/10

Construction

Condition

  • Year built: 1967

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle,Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Twin Home

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer
  • Laundry features: In Basement,Gas Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Egress Window(s)

Bedroom

  • Level: Main
  • Area: 140
  • Dimensions: 14x10

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Features

  • Finished area below ground: 0
  • Finished area above ground: 998

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,996
  • Total interior livable area: 1,996 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Living Room

  • Level: Main
  • Area: 228
  • Dimensions: 19x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 222922230158
  • Attached to another structure: Yes
  • Zoning description: Residential-Multi-Family
  • Foundation area: 998

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 32 x 120

Parking

  • Total spaces: 1
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Hail
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$162$1,944
Property Taxes $281$3,372
Electricity $170$2,050
Total$1,649$19,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,537/yr
40% on housing$49,470/yr
45% on housing$43,973/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 55106$116
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55106$169
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$219,900
2009-09-09Sold$61,800
2009-09-05Price change$63,500
2009-06-21Price change$66,900
2009-05-30Price change$74,900
2009-05-03Listed for sale$84,900

For Sale by Agent

AgentRodolfo Trujillo
BrokerageRE/MAX Results

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