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20 Chestnut Cir, Mount Hope, WV, 25880

4beds
4baths
4,287sqft
$319,900
$75price/sqft
$2,678/moest. monthly cost
$107,120/yrincome needed

About This Home

Step into a piece of history with this stunning multi-level home built in 1938, filled with timeless character and endless possibilities. This home is move-in ready and waiting for its next chapter. This property offers a rare chance to own a piece of local history, with potential for historic designation. With its classic architectural details and timeless craftsmanship, the home provides the perfect foundation for restoration or thoughtful updates while remaining comfortable and livable from day one.From the original hardware, intricate bathroom tile, and hand-painted fireplace to the elegant chandelier that has lit gatherings for generations, this home is brimming with vintage details that tell a story. With 4 spacious bedrooms and 3.5 bathrooms, there's room for everyone to enjoy. Multiple fireplaces, some gas, some wood, bring warmth and ambiance throughout the home. The basement, recently updated with a sleek epoxy floor, offers unlimited potential for recreation, a workshop, or a cozy retreat. The property sits on 2.75 peaceful acres, quiet and serene, yet just minutes from town for convenience. The detached garage with potential living space above gives added versatility for guests, hobbies, or future expansion. This is more than a home, it's a rare blend of historic charm and modern opportunity, waiting for its next chapter. For buyers with vision, this property could qualify for historic registry consideration, opening the door to possible tax incentives and grant opportunities for preservation and renovation. Whether you're looking to settle in immediately, create a one-of-a-kind residence, or invest in a meaningful restoration project, the possibilities here are truly exciting. Bring this home back to life at your own pace while enjoying it right awayand be part of preserving history while building something uniquely your own.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

--
Mount Hope High SchoolGrades 5-120.6 mi
--

Construction

Condition

  • Year built: 1938

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Dishwasher,Dryer,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Exterior Entry,Full,Unfinished

Bedroom

  • Level: Main

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • 1st Floor Bedroom,Tile Baths
  • Flooring: Carpet over Hardwood,Ceramic Tile,Hardwood
  • Fireplace: Yes
  • Attic: Storage Only
  • Finished area below ground: 1,341

Heating & Cooling

  • Heating features: Fireplace(s),Natural Gas,Wood
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 4,287 sqft

Kitchen

  • Level: Main

Laundry Room

  • Level: Lower

Living Room

  • Level: Main

Office

  • Level: None

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 085007100000000
  • Special condition: Not Applicable

Features

  • Patio & porch: Covered,Patio
  • Has view: Yes
  • View description: Residential,Mountain(s)
  • Topography of land: Rolling

Lot

  • Lot size: 2.75 Acres

Parking

  • Parking features: Asphalt Drive
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$471$5,652
Property Taxes $146$1,752
Electricity $444$5,329
Total$2,678$32,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,817/yr
40% on housing$80,340/yr
45% on housing$71,413/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.0%
-5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$75This listing

vs Other Active Listings

Avg $/sqft

ZIP 25880$51
Fayette County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 25880$94
Fayette County$111

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-12Listed for sale$329,900
2026-04-09Listing removed$329,900
2026-03-30Price change$329,900
2026-02-09Listed for sale$369,900
2026-02-06Listing removed$369,900
2026-01-27Price change$369,900
2025-12-23Price change$379,900
2025-12-06Listed for sale$389,900
2025-12-04Listing removed$389,900
2025-10-04Listed for sale$389,900
2021-12-28Listing removed--
2021-12-14Pending sale$235,000
2021-09-21Listed for sale$235,000
2016-04-29Sold$215,000
2016-04-18Pending sale$229,000
2015-08-19Price change$229,000
2015-04-30Listed for sale$249,900

For Sale by Agent

AgentKathryn Williams
BrokerageALTRUIST REALTY GROUP

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