119 S 20th St, Middlesboro, KY, 40965
About This Home
New on the market, this multipurpose commercial historical property could be your own personal residential space. With 1,750 square feet total, completely refinished, new water lines, sewer lines from the house to the street, new floors, new steel tubs, exhaust fans, new plumbing and water heater, new deck, LED lighting, real tile backsplashes over the kitchen counters and tubs. Two bedrooms upstairs with one bathroom, and another bathroom downstairs with an open flat. This could be your space for a office, a salon, additional rental income space, or make it all a residential home, personal use. All this in the heart of Middlesboro, Kentucky. Make this your own. You will not regret.
Getting Around
Very Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Property condition: Existing Structure
Materials
- Foundation: Other
- Roof: Asphalt
- Construction materials: Brick
Type & Style
- Home type: MultiFamily
- Architectural style: Historic
- Property subType: Single Family Residence,Residential,Multi Family
Interior
Appliances
- Appliances included: Electric Oven,Dishwasher,Microwave,Refrigerator
- Laundry features: Electric Dryer Hookup,Upper Level
Basement
- Has basement: Yes
Bathroom2
- Features: Luxury Vinyl Flooring
- Level: Lower
- Area: 0
- Dimensions: 0 x 0
Bedroom2
- Features: Luxury Vinyl Flooring
- Level: First
- Area: 0
- Dimensions: 0 x 0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Eat-in Kitchen,Ceiling Fan(s)
- Window features: Vinyl Frames
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,750
- Total interior livable area: 1,750 sqft
Living Room
- Features: Luxury Vinyl Flooring
- Level: First
- Area: 0
- Dimensions: 0 x 0
Other
- Features: Luxury Vinyl Flooring
- Level: Lower
- Area: 0
- Dimensions: 0 x 0
Other
- Features: Luxury Vinyl Flooring
- Level: Lower
- Area: 0
- Dimensions: 0 x 0
Primary Bath
- Features: Luxury Vinyl Flooring
- Level: First
- Area: 0
- Dimensions: 0 x 0
Primary Bedroom
- Features: Luxury Vinyl Flooring
- Level: First
- Area: 0
- Dimensions: 0 x 0
Property
Details
- Parcel number: 069405015.00
- Zoning description: Commercial
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Has view: Yes
- View description: City
Lot
- Lot size: 0.29 Acres
- Features: Level
- Lot size dimensions: 25 x 30
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,360 | $16,320 |
| Home Insurance * | $181 | $2,172 |
| Property Taxes | $127 | $1,524 |
| Electricity | $154 | $1,850 |
| Total | $1,822 | $21,864 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-18 | Price change | $250,000 |
| 2026-07-13 | Listed for sale | $269,000 |
| 2014-09-07 | Listing removed | $45,000 |
| 2014-03-06 | Listed for sale | $45,000 |
View on Zillow