135 S Highland Avenue #5D6, Ossining, NY, 10562
About This Home
Welcome to Highland Terrace, a desirable co-op community in the heart of Ossining. This 2-bedroom, 1.5-bath residence offers comfortable living space with plenty of natural light, spacious rooms, and great storage throughout. Enjoy the convenience of common laundry, assigned parking, and access to the community pool. Highland Terrace is close to Metro-North, shops, restaurants, schools, parks, hiking trails, highways, and the Ossining Riverfront. Maintenance includes taxes, heat, hot water, building maintenance, landscaping, snow removal, and pool access. Board approval required. Pets allowed subject to building policy.
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Actual
- Year built: 1987
Materials
- Foundation: Concrete Perimeter
- Construction materials: Brick
Type & Style
- Home type: Cooperative
- Architectural style: Garden
- Property subType: Stock Cooperative,Residential
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
- Laundry features: Common Area
Basement
- Has basement: Yes
- Basement: Common,Storage Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Granite Counters,Pantry,Storage
- Common walls with other units/homes: 2+ Common Walls
Heating & Cooling
- Heating features: Hot Water,Oil
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 950
- Total interior livable area: 950 sqft
Property
Details
- Attached to another structure: Yes
- Special condition: None
Features
- Levels: One
Lot
- Features: Near Public Transit,Near School,Near Shops
Parking
- Total spaces: 1
- Parking features: Assigned,On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Westchester County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,223 | $14,676 |
| Home Insurance * | $74 | $888 |
| Property Taxes | $371 | $4,452 |
| Electricity | $246 | $2,954 |
| Total | $1,914 | $22,968 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-10 | Listed for sale | $242,000 |
| 2020-10-21 | Sold | $172,300 |
View on Zillow