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0 NW Torch Lake Dr, Kewadin, MI, 49648

5beds
5baths
9,362sqft
$8,995,000
$961price/sqft
$56,387/moest. monthly cost
$2,255,480/yrincome needed

About This Home

TORCH LAKE LIVING AT IT’S FINEST! A well-appointed waterfront estate to be built, by Traverse City based Falcon Custom Homes, on the shores of Torch Lake with the ultimate in designer features and supreme quality. With 200 feet of gorgeous Torch Lake frontage and a 1.46 acre setting you will have the seclusion and privacy you seek. Boasting over 9,300 sq. ft. of living space with custom details and millwork planned throughout, designed by Joseph Mosey Architect. The spacious living room will lead you to the expansive terrace where you will enjoy entertaining family and friends. The professionally designed kitchen will delight the gourmet in your family with high end appliances, walk-in pantry, large island and more. The main floor primary suite offers a luxurious space where you can rest and relax, it features a large bedroom, private porch with hot tub overlooking the lake, serene bathroom with soaking tub and separate shower, two walk-in closets. The second floor will feature additional bedrooms; sitting rooms; office; bonus rooms; terraces. The proposed lower-level floor plan includes a large family room; game room; exercise room; multiple storage areas; and home theater. Additional amenities include expansive sun-drenched living spaces; formal dining room with lake views; 5 BR, 5 baths; fireplace; main floor laundry; large mud room off the attached 3 car garage; outdoor living spaces with multiple decks and porches. This is the perfect starting point for exploring all northern Michigan has to offer, from quaint waterside communities, recreational areas, premier dining and shopping, and more. Come home to this captivating setting and experience the best of Torch Lake living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
8/10
Cherryland Middle SchoolGrades 6-84.3 mi
10/10
Elk Rapids High SchoolGrades 9-124.5 mi

Construction

Condition

  • Property condition: To Be Built
  • Year built: 2025

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Stone,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Dishwasher,Washer,Dryer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper
  • Area: 166

Bedroom4

  • Level: Upper
  • Area: 228

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Other,Granite Bath Tops,Granite Counters,High Speed Internet,Cable TV
  • Fireplace: Yes
  • Finished area below ground: 3,183
  • Finished area above ground: 6,179

Heating

  • Heating features: Forced Air,Propane,Fireplace(s)

Interior Area

  • Total structure area: 9,362
  • Total interior livable area: 9,362 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Features: Shared

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 051275002100
  • Zoning description: Residential

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: Water
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Inland Lake,All Sports
  • Waterbody name: Torch Lake
  • Frontage type: Waterfront
  • Frontage length: 200

Lot

  • Lot size: 1.46 Acres
  • Features: Cleared,Sloped,Subdivided
  • Lot size dimensions: 201 x 311 x 318 x 149 x 54

Parking

  • Total spaces: 5
  • Parking features: Attached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Antrim County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $45,483$545,796
Home Insurance *$3,887$46,644
Property Taxes $5,996$71,952
Electricity $1,021$12,253
Total$56,387$676,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,933,268/yr
40% on housing$1,691,610/yr
45% on housing$1,503,653/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$961This listing

vs Other Active Listings

Avg $/sqft

ZIP 49648$594
Antrim County$315

vs Homes Sold Last Month

Median $/sqft

ZIP 49648
Antrim County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-21Price change$8,995,000
2025-05-07Listed for sale$9,995,000
2023-09-06Listing removed--
2023-04-05Price change$34,900
2023-01-16Price change$1,550,000
2021-11-19Price change$34,900
2021-11-09Price change$1,850,000
2021-09-14Price change$34,900
2021-04-12Listed for sale$35,000
2021-04-09Sold$30,000
2021-03-23Pending sale$30,000
2021-01-20Price change$30,000
2020-08-03Listed for sale$585,000
2019-10-16Sold$580,000
2019-07-15Listed for sale$30,000
2019-07-12Sold$22,000
2019-04-02Listed for sale$42,000
2018-09-21Listing removed$499,900
2018-06-22Sold$29,900
2018-05-11Listed for sale$499,900
2017-09-21Sold$20,500
2017-03-29Listed for sale$29,900
2016-06-17Listing removed$252,000
2016-05-09Price change$252,000
2016-03-07Price change$42,000
2016-03-05Listed for sale$51,900

For Sale by Agent

AgentDonald Fedrigon
BrokerageREMAX Of Elk Rapids

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