6366 W Houghton Lake Dr, Houghton Lake, MI, 48629
About This Home
Nestled on the picturesque west shore of Houghton Lake, the cottage offers a retreat with its charming knotty pine interior and expansive lake views from the living area. The association's amenities, including a picnic area, gazebo, sandy beach, and dock, cater to a variety of outdoor activities. The spacious 14x12 TimberTech deck is a highlight, providing an ideal setting for outdoor living and entertainment. Whether it's a family vacation, a romantic getaway, or a solo escape, this cottage promises a serene and memorable lakeside experience. The Association fees include lawn maintenance, snow removal, dock in and out, and internet service. The seller to include the kitchen table, bed, dressers and appliances with the sale of this cottage. View it all yourself!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Crawl
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater,Range/Oven,Refrigerator,Microwave
- Laundry features: None
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Door features: Doorwall
- Window features: Blinds
- Finished area above ground: 420
Heating
- Heating features: Natural Gas,Wall Furnace
Interior Area
- Total structure area: 420
- Total interior livable area: 420 sqft
Property
Details
- Parcel number: 0112450050000
Features
- Patio & porch: Deck
- Exterior features: Dock
- On waterfront: Yes
- Waterbody name: Houghton Lake
- Frontage type: All-Sport
Lot
- Lot size: 0.83 Acres
- Lot size dimensions: 122 x 297
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Hail
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Roscommon County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $884 | $10,608 |
| Home Insurance * | $105 | $1,260 |
| Property Taxes | $129 | $1,548 |
| Electricity | $188 | $2,259 |
| Total | $1,306 | $15,672 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Listed for sale | $174,900 |
| 2026-05-01 | Sold | $109,000 |
| 2026-04-29 | Pending sale | $114,900 |
| 2026-04-16 | Contingent | $114,900 |
| 2026-03-04 | Price change | $114,900 |
| 2024-10-25 | Price change | $129,900 |
| 2024-07-18 | Price change | $199,000 |
| 2024-05-06 | Price change | $224,000 |
| 2024-02-07 | Price change | $129,900 |
| 2023-07-26 | Price change | $139,900 |
| 2023-06-29 | Price change | $159,900 |
| 2023-06-07 | Price change | $169,900 |
| 2023-03-14 | Pending sale | $125,000 |
| 2023-02-26 | Price change | $125,000 |
| 2023-01-28 | Listed for sale | $138,000 |
| 2023-01-20 | Listing removed | -- |
| 2023-01-05 | Listed for sale | $138,000 |
| 2022-12-26 | Listing removed | -- |
| 2022-12-13 | Price change | $138,000 |
| 2022-11-07 | Listed for sale | $145,000 |
| 2018-07-30 | Sold | $79,000 |
| 2017-05-10 | Listing removed | $119,900 |
| 2016-05-31 | Price change | $119,900 |
| 2016-05-19 | Price change | $75,000 |
| 2016-05-09 | Price change | $119,900 |
| 2016-05-07 | Price change | $78,900 |
| 2016-04-25 | Listed for sale | $79,900 |
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