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1704 Karudy Cir, Effingham, SC, 29541

3beds
2baths
0sqft
$199,900
--price/sqft
$1,611/moest. monthly cost
$64,440/yrincome needed

About This Home

Discover the perfect combination of comfort, space, and value with this beautiful **3-bedroom, 2-bathroom Cavco Homes manufactured home**. Nestled on your own piece of land, this complete **land-home package** offers everything you need to start your next chapter with confidence. Step inside to an inviting open-concept floor plan designed for both everyday living and entertaining. The spacious living room flows seamlessly into the kitchen and dining area, creating the perfect gathering place for family and friends. The kitchen features abundant cabinetry, generous counter space, and a functional layout that makes meal preparation a breeze. The private primary suite offers a peaceful retreat with its own ensuite bathroom, while two additional bedrooms provide plenty of room for children, guests, or a home office. Outside, you'll enjoy the freedom and privacy that comes with owning your own land. Whether you envision a large garden, a play area, outdoor entertaining space, or simply relaxing while taking in the peaceful surroundings, this property offers endless possibilities. Even better, this incredible package includes: * Your land * Home delivery * Professional setup * Durable brick skirting Located in a fantastic area, this home offers the tranquility of country living while remaining conveniently close to shopping, dining, schools, and everyday essentials. If you've been searching for an affordable way to own both a beautiful new home and the land beneath it, this opportunity is one you won't want to miss. Great location. Incredible value. Move-in ready. Schedule your tour today before it's gone!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
7/10
West Florence High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Oven,Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate
  • Finished area above ground: 1,280

Heating & Cooling

  • Heating features: Electric,Zoned,Heat Pump
  • Cooling features: Central,Zoned

Interior Area

  • Total structure area: 1,280

Kitchen

  • Features: Open,Laminate Counters

Property

Details

  • Parcel number: 1271001028
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Deck

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Hurricane
Heat Wave
Lightning
Winter Weather
Cold Wave
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters in Florence County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$139$1,668
Property Taxes $258$3,096
Electricity $204$2,449
Total$1,611$19,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,234/yr
40% on housing$48,330/yr
45% on housing$42,960/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 29541$159
Florence County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 29541$152
Florence County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Sold$25,000
2026-07-27Listed for sale$199,900
2006-05-01Sold$10,000
2004-07-12Sold$17,500

For Sale by Agent

AgentSteven Livshin
BrokerageADEX PROPERTIES FLORENCE, LLC

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