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3089 Middlecoff Ln, Florence, SC, 29506

3beds
3baths
2,365sqft
$329,900
$139price/sqft
$2,220/moest. monthly cost
$88,800/yrincome needed

About This Home

Experience luxurious, carefree country club living at its finest. This impeccably maintained 3-bedroom, 3-bath townhome sits directly on the 10th fairway of the prestigious Country Club of South Carolina golf course and enjoys a prime corner-lot setting. Step inside to a foyer with a soaring ceiling that sets the tone for the rest of the home. The main level features an inviting great room with a gas fireplace, a dedicated office, a formal dining room, and a beautifully updated kitchen with breakfast area. The spacious owners’ suite includes a tray ceiling, private access to the screened porch, and an ensuite bath with a new custom tile shower, jetted tub, and double vanity. A second bedroom and full bath, laundry room, and two-car garage complete the first floor. Upstairs, a large third bedroom—also perfect as a bonus room—opens to an upper patio with a breathtaking view stretching from the 10th fairway to the 18th fairway and pond. A full bath, expansive walk-in closet, and generous walk-in attic storage round out the second level. Outdoor living is exceptional. Both the great room and breakfast area open to a spacious covered porch leading to a private fenced courtyard filled with flowering shrubs. From morning coffee to evening sunsets, this home offers unmatched tranquility and scenery. Recent updates include a remodeled kitchen with quartz countertops, tile backsplash, and updated appliances; freshly painted main living areas; new hardwood flooring in the owners’ suite, second bedroom and entry way to the ensuite bath; newer HVAC systems; and an encapsulated crawl space with dehumidifier. Just a short walk away, the CCSC clubhouse, fitness center, and pool offer convenience and resort-style amenities. The Country Club of South Carolina community features golf, a junior Olympic–size swimming pool, fitness facilities, and a restaurant. Membership is optional and surprisingly affordable. Located only 3 miles from Interstate 95 and about 75 miles from Myrtle Beach, this home offers the perfect blend of peaceful living and easy access to coastal attractions. Enjoy a neighborhood where residents stroll, bike, and explore by golf cart—an inviting, friendly community atmosphere. This townhome is a rare find and truly a MUST SEE. Come discover what relaxed, worry-free luxury living looks like.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

3/10
3/10
Williams Middle SchoolGrades 6-85.6 mi
6/10
Wilson High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Exhaust Fan,Microwave,Refrigerator,Oven,Surface Unit
  • Laundry features: Wash/Dry Cnctn.

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Entrance Foyer,Ceiling Fan(s),Shower,Attic,Walk-In Closet(s),High Ceilings,Tray Ceiling(s),Solid Surface Countertops
  • Window features: Insulated Windows
  • Flooring: Carpet,Slate,Wood,Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: 1 Fireplace,Gas Log,Great Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,365
  • Total interior livable area: 2,365 sqft

Property

Details

  • Parcel number: 2380701010

Features

  • Patio & porch: Screened
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Fenced

Lot

  • Lot size: 10,018 sqft
  • Features: On Golf Course,Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hail
Hurricane
Inland Flooding
Ice Storm
Lightning
Tornado
Cold Wave
Earthquake
Heat Wave
Strong Wind

FEMA Declared Disasters in Florence County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$251$3,012
Property Taxes $74$888
Electricity $227$2,729
Total$2,220$26,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,114/yr
40% on housing$66,600/yr
45% on housing$59,200/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 29506$84
Florence County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 29506$153
Florence County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$329,900
2025-01-27Sold$318,000

For Sale by Agent

AgentHelen W Johnson
BrokerageEra Leatherman Realty, Inc.

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