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3109 Clarence Ave, Berwyn, IL, 60402

4beds
2baths
--sqft
$524,900
--price/sqft
$3,794/moest. monthly cost
$151,760/yrincome needed

About This Home

Incredible Berwyn Location minutes to the train! 3109 Clarence is a beautiful American Foursquare building with well kept Victorian details maintained over generations. This legal two-unit property provides two bright and sunny units, each with 2 bedrooms and one bathroom. Both of these large units offer separate dining rooms, expansive bay windows, high ceilings, hardwood floors and charming vintage features. The first floor unit offers an eat in kitchen with an all season room that overlooks the lushous backyard with plenty of space for entertaining or gardening. The unfinished basement has ample storage and the washer and dryer for the building. The space is large enough to make expansion interesting with a duplex-down owner's unit. The property has a detached two car garage with storage. The front of the building has a expansive deck with a beautiful front yard. Larger updates to the building include new windows (2021), a new roof (2021), and lead pipe replacement (2025); more found in the OM attached.

Getting Around

79
WalkingVery Walkable
43
TransitSome Transit
55
BikeBikeable

Schools

6/10
8/10
Heritage Middle SchoolGrades 6-80.4 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating

  • Heating features: Natural Gas

Property

Details

  • Parcel number: 16312030040000
  • Special condition: None

Lot

  • Lot size: 4,305 sqft
  • Lot size dimensions: 35X123

Parking

  • Total spaces: 2
  • Parking features: Yes,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$254$3,048
Property Taxes $756$9,072
Electricity $130$1,569
Total$3,794$45,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,080/yr
40% on housing$113,820/yr
45% on housing$101,173/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 60402$196
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60402$226
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Listed for sale$549,900
2019-11-15Sold$297,400
2019-09-30Pending sale$299,900
2019-09-27Listed for sale$299,900
2014-09-25Sold$240,000
2014-08-06Pending sale$246,900
2014-07-29Listed for sale$246,900
2014-07-12Pending sale$246,900
2014-06-27Price change$246,900
2014-05-01Price change$249,900
2014-02-22Listed for sale$259,900

For Sale by Agent

AgentSarita Scherpereel
BrokerageKale Realty

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