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20270 NW Pihl Rd, Banks, OR, 97106

3beds
2baths
1,860sqft
$969,900
$521price/sqft
$6,041/moest. monthly cost
$241,640/yrincome needed

About This Home

Discover the perfect blend of privacy, natural beauty, and convenience on this stunning 38+ acre property with easy access to Hwy 26, the Linear Park Trail, and back into town. Set in a serene, secluded setting, the light-filled home—placed in 2010—features vaulted ceilings, spacious rooms, two separate living areas, and fresh interior paint throughout.Enjoy sweeping views of your own private retreat, where gently rolling terrain offers approximately 15 acres of open fields and the remainder of the property is in timber, including mature Douglas fir and cedar, along with thriving 25-year-old reprod stands. The property also boasts frontage on the West Fork of Dairy Creek, a year-round, trout-bearing stream—perfect for nature lovers.Whether you’re looking for a peaceful residence, a working property, or the ideal site to build your dream home, this land offers exceptional versatility. The fields are currently planted in fescue grass but can easily be adapted for a variety of agricultural or recreational uses.Equestrian and livestock-ready, the property includes a large outbuilding (approx 50 x 90) with six stalls and water.Any photos with "property lines", the lines are very approximate and only shown to provide prospective from different angles.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

7/10
Banks Elementary SchoolGrades K-54.4 mi
3/10
Banks Middle SchoolGrades 6-84.2 mi
6/10
Banks High SchoolGrades 9-124.2 mi

Construction

Condition

  • Property condition: Approximately
  • Year built: 2010

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: T111 Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Residential,Single Family Residence,Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Microwave,Plumbed For Ice Maker,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Closet, Vaulted Ceiling, Wallto Wall Carpet
  • Level: Main
  • Area: 168

Bedroom3

  • Features: Closet, Vaulted Ceiling, Wallto Wall Carpet
  • Level: Main
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Features: Sliding Doors,Tile Floor, Vaulted Ceiling
  • Level: Main
  • Area: 154

Family Room

  • Features: Vaulted Ceiling, Wallto Wall Carpet
  • Level: Main
  • Area: 322

Features

  • High Ceilings,Vaulted Ceiling(s),Closet,Pantry,Bathroom,Double Vanity,Suite,Walk-In Closet(s),Tile
  • Door features: Sliding Doors
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Tile,Vinyl,Wall to Wall Carpet

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,860
  • Total interior livable area: 1,860 sqft

Kitchen

  • Features: Pantry,Tile Floor, Vaulted Ceiling
  • Level: Main
  • Area: 224

Living Room

  • Features: Deck,Vaulted Ceiling, Wallto Wall Carpet
  • Level: Main
  • Area: 280

Master Bedroom

  • Features: Bathroom,Double Sinks, Suite, Vaulted Ceiling, Walkin Closet, Wallto Wall Carpet
  • Level: Main
  • Area: 238

Property

Accessibility

  • Accessibility features: Main Floor Bedroom Bath,Accessibility

Details

  • Parcel number: R807103
  • On leased land: Yes
  • Lease amount: 1700
  • Land lease expiration date: 1793404800000
  • Zoning: AF-20

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Exterior features: Garden,Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: Territorial,Trees/Woods
  • On waterfront: Yes
  • Waterfront features: Creek
  • Waterbody name: Dairy Creek

Lot

  • Lot size: 38.70 Acres
  • Features: Brush,Level,Merchantable Timber,Pasture,Private,Wooded,Acres 20 to 50

Parking

  • Total spaces: 2
  • Parking features: Driveway,RV Access/Parking,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Landslide

FEMA Declared Disasters in Washington County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,904$58,848
Home Insurance *$266$3,192
Property Taxes $695$8,340
Electricity $176$2,119
Total$6,041$72,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$207,120/yr
40% on housing$181,230/yr
45% on housing$161,093/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$521This listing

vs Other Active Listings

Avg $/sqft

ZIP 97106$296
Washington County$254

vs Homes Sold Last Month

Median $/sqft

ZIP 97106$227
Washington County$291

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Listed for sale$969,900
2026-04-10Listing removed$999,900
2025-10-01Price change$999,900
2025-05-20Price change$1,069,000
2025-04-20Listed for sale$1,089,000
2021-03-24Listing removed--
2016-06-12Listing removed$1,995
2015-06-09Listing removed$1,850
2015-05-25Price change$1,850
2015-05-18Price change$1,995
2015-04-02Listed for rent$2,095
2014-04-08Listing removed$2,095
2014-02-13Listed for rent$2,095

For Sale by Agent

AgentPat Griffith
BrokerageJohn L. Scott

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