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7 Smith St #2, Medford, MA, 02155

2beds
1baths
1,222sqft
$650,000
$532price/sqft
$4,328/moest. monthly cost
$173,120/yrincome needed

About This Home

Sunny and beautifully updated, this second-floor 2-bedroom, 1-bath condominium offers comfort, style, and convenience in an unbeatable location. Three deeded parking spaces are included. The updated kitchen features a brand-new countertop and ceramic tile flooring, while the rest of the home showcases gleaming hardwood floors, a bright living room, formal dining area, and spacious home office. A private rear patio provides the perfect spot to relax or entertain. Ideally situated approximately half a mile from both the Ball Square and Magoun Square Green Line T stations, with easy access to Tufts University, Assembly Row, Route 93, Downtown Boston, and the restaurants and shops of Medford and Somerville. Additional highlights include basement storage and washer/dryer hookups. An exceptional opportunity in a highly convenient location.

Getting Around

89
WalkingVery Walkable
73
TransitExcellent Transit
79
BikeVery Bikeable

Schools

5/10
5/10
5/10
Medford High SchoolGrades PK,9-122.5 mi

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Shingle
  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Refrigerator
  • Laundry features: In Building,Washer Hookup

Basement

  • Has basement: Yes

Bathroom1

  • Features: Bathroom - 3/4, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile
  • Level: Second
  • Area: 35

Bedroom2

  • Features: Closet, Flooring - Hardwood, Recessed Lighting
  • Level: Second
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood, Recessed Lighting
  • Level: Second
  • Area: 156.25

Family Room

  • Level: Second
  • Area: 161

Features

  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Wood,Tile
  • Finished area above ground: 1,222

Heating & Cooling

  • Heating features: Central,Hot Water,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,222
  • Total interior livable area: 1,222 sqft

Kitchen

  • Level: Second
  • Area: 210

Living Room

  • Features: Flooring - Hardwood, Recessed Lighting
  • Level: Second
  • Area: 121

Master Bedroom

  • Features: Closet, Flooring - Hardwood, Recessed Lighting
  • Level: Second
  • Area: 120

Property

Details

  • Parcel number: 645938
  • Zoning: Condo

Features

  • Entry location: Unit Placement(Upper)
  • Patio & porch: Deck,Patio
  • Exterior features: Deck,Patio
  • Fencing: Security

Lot

  • Lot size: 3,786 sqft

Parking

  • Total spaces: 3
  • Parking features: Deeded,On Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$141$1,692
Property Taxes $547$6,564
Electricity $354$4,259
Total$4,328$51,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,388/yr
40% on housing$129,840/yr
45% on housing$115,413/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$532This listing

vs Other Active Listings

Avg $/sqft

ZIP 02155$434
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02155$470
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Price change$645,000
2026-07-22Listed for rent$3,200
2026-07-18Price change$650,000
2026-06-25Price change$630,000
2026-04-08Listing removed$3,200
2026-03-19Listed for sale$695,000
2026-02-27Listed for rent$3,200
2026-02-24Listing removed$3,200
2026-01-19Listed for rent$3,200
2020-06-22Listing removed$2,300
2020-06-10Listed for rent$2,300
2019-06-29Listing removed$2,300
2019-06-14Listed for rent$2,300
2016-07-13Listing removed$2,000
2015-06-21Listing removed$1,800
2015-06-17Listed for rent$1,800

For Sale by Agent

AgentWilliam L. Lefevre
BrokerageCentre Realty Group

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