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135 Montgomery Street #21A, Jersey City, NJ, 07302

1beds
1baths
512sqft
$359,000
$701price/sqft
$2,559/moest. monthly cost
$102,360/yrincome needed

About This Home

Why rent when you can own in the heart of Downtown Jersey City? Perched on the top floor of Montgomery Towers, this bright corner studio/convertible 1BR offers sweeping NYC, Hudson River, and Statue of Liberty views from oversized windows. The open layout features an updated kitchen, hardwood floors, crown molding, and abundant natural light throughout. Enjoy 24/7 doorman service, on-site laundry, and parking available for an additional monthly fee. HOA includes taxes, electric, heat, hot water, gas, and more. Unbeatable commuter location: 1 block to Grove St PATH and 2 blocks to Exchange Place PATH/HBLR. Move right in or rent it out - no board approval required for buyers or sublets, making this a rare investor-friendly co-op opportunity.

Getting Around

98
WalkingWalker's Paradise
83
TransitExcellent Transit
68
BikeBikeable

Schools

6/10
Number 4 Middle SchoolGrades 6-80.5 mi
2/10

Construction

Condition

  • Year built: 1967

Materials

  • Roof: Flat
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Multi Units

Interior Area

  • Total structure area: 512
  • Total interior livable area: 512 sqft

Property

Details

  • Parcel number: 0613103000000002
  • Zoning description: Residential

Features

  • Stories: 1
  • Exterior features: Other
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River

Lot

  • Lot size: 1.15 Acres
  • Lot size dimensions: 200.06 x 250

Parking

  • Total spaces: 1
  • Parking features: Asphalt,Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$85$1,020
Property Taxes $466$5,592
Electricity $193$2,318
Total$2,559$30,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,737/yr
40% on housing$76,770/yr
45% on housing$68,240/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$701This listing

vs Other Active Listings

Avg $/sqft

ZIP 07302$661
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07302$694
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$359,000
2022-04-01Sold$338,000
2022-02-08Contingent$338,000
2022-01-11Price change$338,000
2021-12-10Price change$345,000
2021-10-30Listed for sale$359,000
2021-06-16Listing removed--
2021-05-11Listed for sale$359,000
2021-05-06Listing removed$359,000
2021-05-06Listed for sale$359,000
2021-03-29Listing removed--
2021-02-17Listed for sale$370,000
2021-02-10Listing removed--
2020-10-21Price change$370,000
2020-09-04Price change$380,000
2020-08-11Price change$399,000
2020-07-15Listed for sale$405,000
2019-09-10Listing removed$2,300
2019-08-28Listed for rent$2,300
2017-03-22Listing removed$2,200
2017-03-10Listed for rent$2,300
2014-11-08Listing removed$269,900
2014-07-10Price change$269,900
2014-05-07Listed for sale$274,900
2007-04-10Sold$268,000

For Sale by Agent

AgentJonathan Dunlap
BrokerageDiane Turton, Realtors-Spring Lake

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