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308 E Berkley Ave, Muncie, IN, 47303

2beds
1baths
624sqft
$85,900
$138price/sqft
$815/moest. monthly cost
$32,600/yrincome needed

About This Home

Charming 2 bed, 1 bath home with 624 sq ft of living space, listed at $94,900. Recent updates include a new water heater (2024) and an updated bathroom. The home features gas heat, central air, and 100-amp service — all the essentials covered. Includes refrigerator, range, and range hood. Off-street parking and a convenient first-floor laundry round out this affordable, move-in ready find.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
67
BikeBikeable

Schools

7/10
3/10
Muncie Central High SchoolGrades PK-121.4 mi
5/10
Northside Middle SchoolGrades 6-81.7 mi

Construction

Condition

  • Year built: 1938

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Gas Range

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 624

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 624
  • Total interior livable area: 624 sqft

Kitchen

  • Level: Main
  • Area: 108

Living Room

  • Level: Main
  • Area: 180

Property

Details

  • Parcel number: 180734358015.000003

Features

  • Levels: One
  • Stories: 1
  • Fencing: None

Lot

  • Lot size: 6,647 sqft
  • Features: Level,City/Town/Suburb
  • Lot size dimensions: 55 x 121

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hail
Lightning
Tornado
Winter Weather
Cold Wave
Earthquake
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $434$5,208
Home Insurance *$78$936
Property Taxes $119$1,428
Electricity $184$2,212
Total$815$9,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,942/yr
40% on housing$24,450/yr
45% on housing$21,733/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 47303$69
Delaware County$90

vs Homes Sold Last Month

Median $/sqft

ZIP 47303$121
Delaware County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$94,900
2024-02-02Listing removed--
2023-12-14Price change$780
2023-11-01Listed for rent$800
2007-08-30Sold$25,000

For Sale by Agent

AgentCorben Price
BrokerageNextHome Elite Real Estate

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