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1804 N Milton St, Muncie, IN, 47303

1beds
1baths
1,296sqft
$64,000
$49price/sqft
$651/moest. monthly cost
$26,040/yrincome needed

About This Home

*Potential 4 property package. Please see the attached document for details.* This charming 1 bed, 1 bath home is rented at $535 month to month. Tenant is responsible for all utilities. Features a detached garage, full basement, and a large backyard. Located near Minnetrista and the Delaware County Fairgrounds. Don't miss this opportunity!

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
76
BikeVery Bikeable

Schools

3/10
Muncie Central High SchoolGrades PK-120.7 mi
5/10
Northside Middle SchoolGrades 6-81.2 mi
8/10
East Washington AcademyGrades PK-51.4 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 80
  • Dimensions: 8x10

Features

  • Attic Access
  • Attic: Access Only
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,296
  • Total interior livable area: 1,296 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Living Room

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Master Bedroom

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Property

Details

  • Parcel number: 181104454002000003
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $323$3,876
Home Insurance *$58$696
Property Taxes $86$1,032
Electricity $184$2,212
Total$651$7,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,320/yr
40% on housing$19,530/yr
45% on housing$17,360/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$49This listing

vs Other Active Listings

Avg $/sqft

ZIP 47303$70
Delaware County$90

vs Homes Sold Last Month

Median $/sqft

ZIP 47303$121
Delaware County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Price change$66,000
2026-03-03Price change$67,000
2026-02-16Pending sale$68,000
2026-02-09Price change$68,000
2026-02-02Price change$69,000
2025-10-27Price change$75,000
2025-08-16Listed for sale$80,000
2019-11-07Sold$39,800

For Sale by Agent

AgentHeather Clemmons
BrokerageStarr Real Estate LLC

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