220 S Martin St, Muncie, IN, 47303
About This Home
Full of charm and timeless character, this 2-bedroom, 1-bath bungalow offers the features buyers love in a classic Craftsman home. A large covered front porch creates a welcoming first impression, while the concrete driveway and detached one-car garage provide plenty of off-street parking. Inside, the home features a warm, inviting color scheme and a layout that lives larger than its footprint. The living room and dining room are open to one another, anchored by an ornate Craftsman-style brick fireplace that showcases the home's original charm. The dining room includes a built-in window seat with additional storage. The kitchen is tucked privately at the rear of the home, creating separation from the main living areas. The full basement houses the laundry area and provides ample storage space. Located within walking distance of Ball State University, the White River, and the Greenway trail system, this home offers easy access to recreation, dining, shopping, and everyday amenities. Whether you're looking for a primary residence, a student rental, or a long-term investment property, this home presents a great opportunity. The property is currently tenant occupied with a lease through July 2026, and the tenants have expressed interest in renewing. A classic bungalow in a strong location with character, charm, and investment potential.
Getting Around
Very Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1915
Materials
- Roof: Shingle
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Washer,Dryer-Electric,Electric Oven
Basement
- Has basement: Yes
- Basement: Full,Concrete
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 121
Features
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 864
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,728
- Total interior livable area: 864 sqft
Kitchen
- Level: Main
- Area: 80
Living Room
- Level: Main
- Area: 165
Property
Details
- Parcel number: 181116101007.000003
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 5,662 sqft
- Features: Level,City/Town/Suburb,Near College Campus,Near Walking Trail
- Lot size dimensions: 65x88
Parking
- Total spaces: 1
- Parking features: Detached,Concrete
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $667 | $8,004 |
| Home Insurance * | $120 | $1,440 |
| Property Taxes | $206 | $2,472 |
| Electricity | $184 | $2,212 |
| Total | $1,177 | $14,124 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Pending sale | $132,000 |
| 2026-05-26 | Listed for sale | $132,000 |
| 2013-05-24 | Sold | $62,000 |
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