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421 S Talley Ave, Muncie, IN, 47303

2beds
3baths
2,260sqft
$174,900
$77price/sqft
$1,543/moest. monthly cost
$61,720/yrincome needed

About This Home

Great opportunity 3 apartment house near Ball State. Apartment C 1 bedroom with nice breakfast nook. Apartment A, 1 bedroom with entry to attached garage. Apt B efficiency apartment. furnishings will stay. Nice backyard. Off street parking 5 spots. Motivated Seller

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
70
BikeVery Bikeable

Schools

4/10
3/10
Muncie Central High SchoolGrades PK-121.4 mi
5/10
Northside Middle SchoolGrades 6-81.6 mi

Construction

Condition

  • Year built: 1936

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial,Block

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Features

  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,260

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,611
  • Total interior livable area: 2,260 sqft

Kitchen

  • Level: Main
  • Area: 77

Living Room

  • Level: Main
  • Area: 252

Property

Details

  • Parcel number: 181117208012.000003

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 6,969 sqft
  • Features: Corner Lot,Level
  • Lot size dimensions: 50x142

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$159$1,908
Property Taxes $293$3,516
Electricity $207$2,486
Total$1,543$18,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,902/yr
40% on housing$46,290/yr
45% on housing$41,146/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$77This listing

vs Other Active Listings

Avg $/sqft

ZIP 47303$68
Delaware County$90

vs Homes Sold Last Month

Median $/sqft

ZIP 47303$121
Delaware County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$174,900
2026-07-22Price change$174,900
2026-06-24Listed for sale$179,900
2024-07-13Listing removed--
2024-04-15Pending sale$179,900
2024-01-31Listed for sale$179,900

For Sale by Agent

AgentRickie Sipe
BrokerageProperty House

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