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3196 N Pointe Ave, Terre Haute, IN, 47805

3beds
2baths
1,731sqft
$305,500
$176price/sqft
$2,082/moest. monthly cost
$83,280/yrincome needed

About This Home

Welcome home to this inviting 4-bedroom, 2-bath property offering comfortable living space and room to grow. The primary bedroom features a private ensuite bathroom and a walk-in closet, while two additional bedrooms provide flexibility for family, guests, or a home office. The eat-in kitchen is equipped with stainless steel appliances, including a refrigerator, dishwasher, and double-oven range, making everyday meals and entertaining easy. Sliding glass doors from the living room open onto the deck, where you can relax or host gatherings while overlooking the vinyl-fenced backyard. The covered front porch is spacious enough for a small patio set, creating a welcoming spot to enjoy your morning coffee or unwind at the end of the day. A full, unfinished basement offers tremendous potential for additional living space, a recreation room, home gym, workshop, or storage. An egress window provides even more possibilities for future finishing. This home combines practical features, comfortable spaces, and plenty of opportunity to make it your own.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

5/10
4/10

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Elec. Range/Oven,Microwave
  • Laundry features: First Level,Laundry Size(5x9)

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: 0

Bedroom2

  • Level: First
  • Area: 117

Bedroom3

  • Level: First
  • Area: 112.5

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 104.5

Features

  • Ceiling Fan(s),Walk-In Closet(s),Tray Ceiling(s),Laminate Counters
  • Window features: Double Pane Windows,Vinyl Clad
  • Flooring: Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,731
  • Total interior livable area: 1,731 sqft

Kitchen

  • Area: 110

Living Room

  • Area: 323

Master Bedroom

  • Level: First
  • Area: 240

Property

Details

  • Parcel number: 840224153008.000013
  • Zoning: R1

Features

  • Stories: 1
  • Patio & porch: Covered,Deck

Lot

  • Lot size: 9,583 sqft
  • Lot size dimensions: 70x135

Parking

  • Total spaces: 2
  • Parking features: Concrete,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,544$18,528
Home Insurance *$207$2,484
Property Taxes $147$1,764
Electricity $184$2,212
Total$2,082$24,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,382/yr
40% on housing$62,460/yr
45% on housing$55,520/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 47805$108
Vigo County$89

vs Homes Sold Last Month

Median $/sqft

ZIP 47805$138
Vigo County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$305,500

For Sale by Agent

AgentKENDRA COHEN-COOK
BrokerageNEXTHOME REAL ESTATE CONNECTIONS

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