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1100 Montana Ave W, Saint Paul, MN, 55108

3beds
3baths
2,143sqft
$499,900
$233price/sqft
$3,630/moest. monthly cost
$145,200/yrincome needed

About This Home

**Ask about our lender paid 1-0 interest rate buy down offered through seller's preferred lender for qualified buyers.** Welcome to one of Como Park's most desirable locations, perfectly situated on the 14th hole of Como Golf Course with beautiful, unobstructed views and just a short walk to Como Lake, the Pavilion, Conservatory, Zoo, trails, and all the amenities Como Park has to offer. This beautifully renovated 1½-story home blends classic charm with thoughtful updates and is truly move-in ready. The spacious upper-level primary suite serves as a private retreat featuring a walk-in closet, updated ¾ bath, and a tucked-away flex space that's perfect for a home office, reading nook, or nursery. Wake up each morning to peaceful golf course views from your bedroom window. The main level offers a bright and inviting living room with a fireplace, a formal dining room, two additional bedrooms, a beautifully updated full bath, and a completely new kitchen featuring stainless steel appliances. The highlight of the home is the enclosed rear sun porch, where you'll enjoy year-round panoramic views of the backyard, patio, and golf course. The finished lower level provides additional living space with a recreation room, convenient half bath, laundry area, and access to the attached tuck-under garage. Recent improvements include: new kitchen, updated bathrooms, new flooring throughout, electrical upgrades, extensive landscaping and yard improvements, along with numerous additional cosmetic and mechanical updates that make this home truly turnkey. If you've been searching for a move-in-ready home in an exceptional Como Park location with incredible views and timeless character, this is one you won't want to miss.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
75
BikeVery Bikeable

Schools

4/10
Murray Middle SchoolGrades 6-82.3 mi
2/10

Construction

Condition

  • Year built: 1941

Materials

  • Roof: Age Over 8 Years,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: In Basement,Lower Level,Laundry Room,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Partially Finished,Storage Space

Bedroom

  • Level: Upper
  • Area: 306
  • Dimensions: 18x17

Bedroom2

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Bedroom3

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Dining Room

  • Level: Main
  • Area: 150
  • Dimensions: 15x10

Features

  • Number of fireplaces: 1
  • Fireplace features: Brick,Decorative
  • Fireplace: Yes
  • Finished area below ground: 381
  • Finished area above ground: 1,762

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,794
  • Total interior livable area: 2,143 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Laundry

  • Level: Lower

Living Room

  • Level: Main
  • Area: 240
  • Dimensions: 20x12

Other

  • Level: Main
  • Area: 80
  • Dimensions: 10x8

Recreation Room

  • Level: Lower
  • Area: 308
  • Dimensions: 22x14

Walk In Closet

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 222923140029
  • Zoning description: Residential-Single Family
  • Foundation area: 1264

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Enclosed,Glass Enclosed,Other,Rear Porch

Lot

  • Lot size: 6,795 sqft
  • Features: Corner Lot,On Golf Course,Property Adjoins Public Land,Tree Coverage - Light
  • Lot size dimensions: 136' x 50'

Parking

  • Total spaces: 1
  • Parking features: Attached,Concrete,Electric,Garage Door Opener,Tuckunder Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$304$3,648
Property Taxes $619$7,428
Electricity $180$2,168
Total$3,630$43,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,457/yr
40% on housing$108,900/yr
45% on housing$96,800/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 55108$153
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55108$201
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$489,900
2026-07-25Listed for sale$499,900
1992-09-01Sold$125,000

For Sale by Agent

AgentKatheryn E Congdon
BrokerageHOMESTEAD ROAD

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