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97 Detroit St, Buffalo, NY, 14206

7beds
4baths
2,794sqft
$199,000
$71price/sqft
$1,852/moest. monthly cost
$74,080/yrincome needed

About This Home

Getting Around

75
WalkingVery Walkable
46
TransitSome Transit
58
BikeBikeable

Construction

Condition

  • Property condition: Resale
  • Year built: 1920

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Flooring: Carpet,Varies,Vinyl

Heating

  • Heating features: Gas,Space Heater

Interior Area

  • Total structure area: 2,794
  • Total interior livable area: 2,794 sqft

Property

Details

  • Parcel number: 1402001116000001048000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 3,541 sqft
  • Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 30 x 118

Parking

  • Parking features: No Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$100$1,200
Property Taxes $285$3,420
Electricity $461$5,540
Total$1,852$22,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,497/yr
40% on housing$55,560/yr
45% on housing$49,386/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$71This listing

vs Other Active Listings

Avg $/sqft

ZIP 14206$93
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14206$136
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-20Listed for sale$240,000
2021-03-24Listing removed--
2019-09-17Listing removed$500
2019-09-04Price change$500
2019-08-10Listed for rent$550
2019-03-28Listing removed$195,000
2018-09-18Sold$175,000
2018-07-26Pending sale$195,000
2018-07-25Listed for sale$195,000
2013-11-11Listing removed$400
2013-11-08Listed for rent$400

For Sale by Agent

AgentAndre A Scott
BrokerageScott Realty Group LLC

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