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916 S Larkspur Ln, Bloomington, IN, 47403

3beds
2baths
1,210sqft
$265,000
$219price/sqft
$2,108/moest. monthly cost
$84,320/yrincome needed

About This Home

Save banking fees by this house with owner financing !!Luxury, 3 bedroom 2 bath in great location! Located on bus route and close to town! House has walk in closets in all bedrooms. Vaulted ceiling in the living room. The house also offers a fireplace, luxury bamboo flooring!! Nice 2 car garage too ;) !

Getting Around

40
WalkingCar-Dependent
25
TransitSome Transit
57
BikeBikeable

Schools

6/10
8/10
10/10

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Crawl/Raised
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Linoleum / Vinyl
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,210 sqft

Property

Details

  • Parcel number: 530805300023000009

Features

  • Exterior features: Vinyl
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 9,583 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Earthquake
Hail
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$131$1,572
Property Taxes $454$5,448
Electricity $184$2,212
Total$2,108$25,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,274/yr
40% on housing$63,240/yr
45% on housing$56,213/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 47403$157
Monroe County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 47403$184
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-17Price change$275,000
2025-08-19Price change$285,000
2025-06-14Listed for sale$289,000
2022-09-06Listing removed--
2022-06-08Listed for sale$245,000
2022-05-31Listing removed--
2022-03-03Listed for sale$235,000
2021-07-25Listing removed--
2021-04-26Listed for sale$227,500

For Sale by Owner

AgentProperty Owner

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