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20490 SE Bethel Rd, Kiowa, KS, 67070

5beds
2baths
3,592sqft
$389,000
$108price/sqft
$4,555/moest. monthly cost
$182,200/yrincome needed

About This Home

If you've been waiting for a property that offers more than just a house, this may be the one. Situated on approximately 2.9 acres, this spacious property combines comfortable living with the kind of extras that are hard to find. Inside, you'll find 5 bedrooms and 2.5 bathrooms, along with plenty of room for a family to spread out. But what really sets this property apart is everything beyond the four walls. Step outside to an impressive amount of covered outdoor living space, a pool, hot tub area, expansive yard and wide-open country views-including some pretty incredible Kansas sunsets. Need room for hobbies, projects, storage or a home gym? You've got it. The property also features a large garage/workshop with extensive cabinetry, an additional building with finished space and a bathroom, plus a greenhouse, in-ground trampoline and plenty of room to make the acreage your own. Whether you envision summer evenings by the pool, kids running across the yard, gardening in the greenhouse, working on projects in the shop or simply enjoying the peace and privacy of having nearly three acres around you, this property offers a lifestyle that's difficult to duplicate. This isn't just square footage-it's space to live.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
South Barber Pre-K-6Grades PK-61.2 mi
6/10
South Barber 7-12Grades 7-121.8 mi

Construction

Condition

  • Year built: 1981

Materials

  • Roof: Asphalt
  • Construction materials: Masonry - Stucco,Stone Siding,Stucco Siding

Notable Dates

  • Major remodel year: 2014

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Microwave,Oven,Washer,Water Heater,Stainless Steel Appliances

Basement

  • Area: 912

Basement

  • Has basement: Yes
  • Basement: Partial,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Carpet,Tile
  • Finished area above ground: 1,796

Heating & Cooling

  • Heating features: Propane,Forced Air,Zoned
  • Cooling features: Central,Zoned

Interior Area

  • Total structure area: 2,708
  • Total interior livable area: 3,592 sqft

Kitchen

  • Features: Open,Granite Counters

Property

Details

  • Parcel number: 3461300000004.010
  • Lease amount: 0

Features

  • Levels: Split Level
  • Private pool: Yes
  • Pool features: Above Ground,Child Proof,Size(18'x33')
  • Patio & porch: Patio,Covered Porch,Enclosed Porch,Open Porch
  • Fencing: Fenced

Lot

  • Lot size: 2.90 Acres
  • Features: Pool

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Tornado
Drought
Ice Storm
Strong Wind
Wildfire
Lightning
Winter Weather

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$1,863$22,356
Property Taxes $440$5,280
Electricity $286$3,441
Total$4,555$54,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,171/yr
40% on housing$136,650/yr
45% on housing$121,466/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 67070$71
Barber County$53

vs Homes Sold Last Month

Median $/sqft

ZIP 67070
Barber County$63

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$389,000
2014-01-08Listing removed$144,900
2013-11-02Price change$144,900
2013-10-26Price change$163,000
2013-10-10Listed for sale$165,000

For Sale by Agent

AgentGayle Mcnett
BrokerageSpicer Auction and Real Estate

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