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3568 E Saddlebrook Ln, Bloomington, IN, 47401

5beds
4baths
7,449sqft
$1,850,000
$248price/sqft
$12,199/moest. monthly cost
$487,960/yrincome needed

About This Home

Welcome to this stunning luxury home in one of Bloomington’s most sought-after neighborhoods. This 5 bedroom, 3.5 bath ranch over basement is completely turn-key, featuring timeless high-end finishes throughout—no updates needed. The main level offers walnut hardwood flooring, two primary suites, a dedicated office, and an additional bedroom, along with open light-filled living spaces and a cozy gas fireplace. The primary suite is a true retreat with heated tile flooring in the bathroom, a spa-like walk-in shower with tub and oversized walk-in closet. The finished basement provides two more bedrooms, a full bath, a second kitchen, and a spacious living area—perfect for guests or entertaining. Step outside to a private backyard oasis with an in-ground pool and oversized patio, ideal for hosting, while the surrounding neighborhood ponds and walking paths create a beautiful, park-like setting. Complete with an oversized 3-car garage with vaulted ceilings (ideal for a car lift) and three furnaces for comfort and efficiency, this home offers the perfect blend of luxury, space, and convenience.

Getting Around

1
WalkingCar-Dependent
17
TransitMinimal Transit
31
BikeSomewhat Bikeable

Schools

7/10
Binford Elementary SchoolGrades PK-61.9 mi
7/10
Tri-North Middle SchoolGrades 7-84.2 mi
9/10

Construction

Condition

  • Year built: 2018

Materials

  • Construction materials: Brick,Limestone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Washer,Electric Cooktop,Dryer-Electric,Ice Maker,Double Oven
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Area: 187

Family Room

  • Area: 851

Features

  • 1st Bdrm En Suite,Stone Counters,Kitchen Island,Pantry,Main Level Bedroom Suite,Bidet
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 2,450
  • Finished area above ground: 4,999

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 7,713
  • Total interior livable area: 7,449 sqft

Kitchen

  • Area: 143

Living Room

  • Area: 418

Property

Details

  • Parcel number: 530811400022.000008

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.70 Acres
  • Features: Level,0-2.9999

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,354$112,248
Home Insurance *$811$9,732
Property Taxes $1,352$16,224
Electricity $682$8,194
Total$12,199$146,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$418,251/yr
40% on housing$365,970/yr
45% on housing$325,306/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 47401$171
Monroe County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 47401$176
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$1,850,000
2017-11-06Sold$84,900

For Sale by Agent

AgentAshton Hoene
BrokerageF.C. Tucker Company

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