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9225 S Foggy Ridge Ln, Bloomington, IN, 47401

3beds
4baths
4,557sqft
$949,000
$208price/sqft
$6,263/moest. monthly cost
$250,520/yrincome needed

About This Home

This exceptional luxury residence blends timeless elegance and modern sophistication. Nestled on a serene, more than 2.5-acre parcel, this custom-built brick estate is bordered by 39 acres of county-owned wooded land, ensuring unparalleled privacy and a natural backdrop of tranquility. The interior displays masterful craftsmanship and premium finishes throughout. The main living spaces feature site-finished white oak flooring, soaring ceilings, and intricate crown molding, all bathed in natural light from oversized windows that frame views of the lush surroundings. Multiple fireplaces offer warmth and ambiance in both formal and informal living areas, perfect for entertaining or quiet evenings at home. The richly appointed, wood-paneled study features built-in bookshelves and a classic hearth, perfect for working or unwinding in style. The spacious laundry room is thoughtfully designed with custom cabinetry and an integrated office space ideal for remote work or organization—framed by peaceful wooded views that make even everyday tasks feel elevated. The heart of the home is a chef’s dream kitchen outfitted with high-efficiency, state-of-the-art appliances, custom cabinetry, and refined finishes. Seamless indoor-outdoor flow invites you to enjoy peaceful mornings or sunset gatherings on the expansive patio, embraced by mature trees and natural beauty. First floor living is complimented by an almost two thousand square foot walk out basement with nine-foot ceilings, an extra bedroom, full bathroom, wet bar, media/ entertainment area, and copious storage options. This home offers spacious bedrooms, spa-inspired bathrooms, and versatile living spaces, all designed with comfort and luxury in mind. Every detail reflects superior quality and thoughtful design. Located a short drive from Indiana University, Eagle Point Golf Resort, outdoor recreation, and Lake Monroe. This rare offering in Foggy Morning Glen combines the best of refined living and natural beauty.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
20
BikeSomewhat Bikeable

Schools

8/10
8/10
10/10

Construction

Condition

  • Year built: 2015

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Washer,Gas Cooktop,Dryer-Electric,Oven-Built-In
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 204

Family Room

  • Level: Main
  • Area: 260

Features

  • 1st Bdrm En Suite,Bookcases,Walk-In Closet(s),Crown Molding,Eat-in Kitchen,Kitchen Island,Main Level Bedroom Suite,Formal Dining Room
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,419
  • Finished area above ground: 3,138

Heating & Cooling

  • Heating features: Electric,Natural Gas,Propane Tank Owned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,082
  • Total interior livable area: 4,557 sqft

Kitchen

  • Level: Main
  • Area: 200

Living Room

  • Level: Main
  • Area: 320

Office

  • Level: Main
  • Area: 289

Property

Details

  • Parcel number: 531121200006.012006

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 2.58 Acres
  • Features: Irregular Lot

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,798$57,576
Home Insurance *$416$4,992
Property Taxes $632$7,584
Electricity $417$5,012
Total$6,263$75,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$214,731/yr
40% on housing$187,890/yr
45% on housing$167,013/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 47401$171
Monroe County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 47401$176
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-26Price change$949,000
2025-05-05Listed for sale$1,062,000

For Sale by Agent

AgentJeff Franklin
BrokerageFC Tucker/Bloomington REALTORS

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