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425 Lafayette Ct, Oviedo, FL, 32765

2beds
2baths
1,248sqft
$162,989
$131price/sqft
$1,210/moest. monthly cost
$48,400/yrincome needed

About This Home

This stunning new Palm Harbor 'Levy' home offers 2 bedrooms, 2 baths, and a den! Enjoy a beautiful front porch that welcomes you inside. The kitchen is perfect for cooking and entertaining. The primary bath features a large bench shower. Plus, a 1-year home warranty is included for peace of mind. Don't miss out-visit the Sales Office or call the Sales Team to schedule a tour of this incredible home!

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
8/10
8/10
Hagerty High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Hometown America

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,248 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Hurricane
Inland Flooding
Strong Wind

FEMA Declared Disasters in Seminole County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $824$9,888
Home Insurance *$94$1,128
Property Taxes $95$1,140
Electricity $197$2,366
Total$1,210$14,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,485/yr
40% on housing$36,300/yr
45% on housing$32,266/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 32765$213
Seminole County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 32765$248
Seminole County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-20Price change$162,989
2025-03-22Price change$199,995
2025-02-28Price change$209,900
2024-02-06Listed for sale$239,900
2023-12-07Listing removed--
2022-12-20Price change$259,900
2022-06-22Listed for sale$239,900
2021-03-24Listing removed--
2014-11-13Sold$12,750
2014-10-31Listed for sale$15,000
2014-01-23Listing removed$24,900
2013-11-19Price change$24,900
2013-09-28Listed for sale$29,900

New Construction Spec

BrokerageHometown America

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