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46 Upper Manor St, Sandy Hook, KY, 41171

3beds
1baths
0sqft
$125,000
--price/sqft
$1,081/moest. monthly cost
$43,240/yrincome needed

About This Home

STOP AND TAKE A LOOK AT THIS SUPER CUTE COMPLETELY FURNISHED 3-BR, 1-BA HOME IN CITY LIMITS OF SANDY HOOK, KY $125,000 Address: 46 Upper Manor St. Sandy Hook, KY 41171 This property would pass any type of financing such as RD, VA, FHA, Rural Housing Property Features: *3-BR *1-BA *Eat-in Kitchen *Living Room *Utility *Two storage buildings *Detached Portable Double Carport *Ventless Gas log fireplace for back up heat *CH/A *City Water and Sewer High Speed Fiber Optic Internet also available This would make a great starter home or would be good for down sizing and comes completely furnished!!! Call or text listing agent

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

5/10
1/10
2/10

Construction

Condition

  • Year built: 1996

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Notable Dates

  • Major remodel year: 2018

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Laminate
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Propane,Heat Pump
  • Cooling features: Central

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Covered Porch,Deck
  • Has view: Yes
  • View description: Street

Lot

  • Lot size: 10,018 sqft
  • Features: Trees

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm
Landslide
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$243$2,916
Property Taxes $52$624
Electricity $154$1,850
Total$1,081$12,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,062/yr
40% on housing$32,430/yr
45% on housing$28,826/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.1%
9.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 41171$101
Elliott County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 41171
Elliott County$90

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$125,000
2022-07-20Listing removed--
2022-07-18Listed for sale$79,900
2022-01-06Listing removed--
2021-11-25Listed for sale$79,900
2021-06-17Listing removed--
2021-06-11Listed for sale$79,900
2018-08-31Sold$39,500
2013-10-22Listing removed$63,900
2013-09-19Listed for sale$63,900

For Sale by Agent

AgentDeborah Manning
BrokerageManning Realty

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