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476 Union Avenue, Laconia, NH, 03246

5beds
2baths
2,653sqft
$469,000
$177price/sqft
$3,395/moest. monthly cost
$135,800/yrincome needed

About This Home

This charming 5 bed/2 bath home offers a warm and inviting layout on 2653sqft of living space. With beautiful hardwood floors, spacious living and dining areas, and plenty of natural light throughout, the main living spaces provide a comfortable flow for everyday living and entertaining. The kitchen offers ample cabinet and counter space. Multiple bedrooms provide flexibility for family, guests, a home office, or additional storage. The property also features a private outdoor setting with mature trees and a deck, offering a great spot to relax and enjoy the surroundings on a 10,000sqft lot. Located in the heart of the Lakes Region, this home offers convenient access to local amenities, shopping, dining, and the area's many outdoor recreation opportunities. A great opportunity to own a home in the desirable Laconia area with plenty of character and potential. The sale of this property being listed is contingent upon the proposed Seller (or Owner) completing his/her/its purchase of this property. Seller currently has this property under contract for purchase.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

5/10
Laconia Middle SchoolGrades 6-80.4 mi
2/10
Laconia High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Brick,Concrete
  • Roof: Architectural Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Exterior Stairs,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Laminate,Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,653

Heating & Cooling

  • Heating features: Oil,Baseboard,Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,653
  • Total interior livable area: 2,653 sqft

Property

Details

  • Parcel number: LACOM391B220L2
  • Zoning description: UC

Features

  • Levels: 2.5
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Building,Deck,Shed,Storage

Lot

  • Lot size: 10,454 sqft
  • Features: City Lot,Corner Lot,Level,Major Road Frontage,Sidewalks,Street Lights

Parking

  • Total spaces: 2
  • Parking features: Paved,Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,371$28,452
Home Insurance $154$1,848
Property Taxes $482$5,784
Electricity $388$4,662
Total$3,395$40,740

Income You'd Need if You Spent...

35% on housing$116,400/yr
40% on housing$101,850/yr
45% on housing$90,533/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 03246$259
Belknap County$339

vs Homes Sold Last Month

Median $/sqft

ZIP 03246$286
Belknap County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$449,000
2026-08-07Price change$459,000
2026-07-28Listed for sale$469,000
2023-04-28Sold$400,000
2022-05-19Price change$415,000
2022-05-09Listed for sale$499,000
2016-11-09Sold$155,000
1997-12-22Sold$86,500
1996-12-20Sold$77,000

For Sale by Agent

AgentDerek Greene
BrokerageDerek Greene

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