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3517 Barge Island Rd, Benton, KY, 42025

2beds
2baths
1,616sqft
$499,900
$309price/sqft
$3,563/moest. monthly cost
$142,520/yrincome needed

About This Home

Rustic Cedar Sided Cabin Retreat On 21.9 Acres In Marshall County, Kentucky. This Mostly Wooded Tract Includes A Good-sized Pond And A Quiet Rural Setting Just A Short Drive From Kentucky Lake. The Cabin Features 2 Bedrooms And 2 Bathrooms With Open Concept Living, A Fireplace, Kitchen With Bar-stool Seating, Pantry, And A Mud And Utility Room Combo For Easy Organization Of Outdoor Gear. The Master Bedroom Is Positioned In The Loft For Added Privacy. Step Outside To A Screened-in Porch And A Second-story Walkout Deck With Views Of The Woods And Water. A Detached Two-car Garage Provides Secure Parking, Storage, Or Workshop Space. Camp Curry Borders The Property On Two Sides, Enhancing The Surrounding Open-space Feel. Water, Septic, And Internet Are Onsite, Making This A Ready-to-use Property For A Weekend Getaway, Full-time Rural Living, Or A Recreational Base.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

6/10
--
Mc AcademyGrades 6-126.8 mi
7/10

Construction

Condition

  • Year built: 1993

Materials

  • Roof: Metal
  • Construction materials: Cedar Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove,Electric Water Heater
  • Laundry features: Utility Room

Basement

  • Basement: Crawl Space

Bathroom

  • Features: Separate Shower,Soaking Tub

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Living/Dining

Features

  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating

  • Heating features: Fireplace(s)

Interior Area

  • Total structure area: 1,616
  • Total interior livable area: 1,616 sqft

Kitchen

  • Features: Eat-in Kitchen,Pantry

Property

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Screened Porch/Room
  • Waterfront features: Lake Area,Kentucky Lake,Pond
  • Waterbody name: Kentucky Lake

Lot

  • Lot size: 21.90 Acres
  • Features: Trees,County,Rolling Slope,Wooded

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$603$7,236
Property Taxes $279$3,348
Electricity $154$1,850
Total$3,563$42,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,160/yr
40% on housing$106,890/yr
45% on housing$95,013/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$309This listing

vs Other Active Listings

Avg $/sqft

ZIP 42025$184
Marshall County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 42025
Marshall County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$724,900
2025-12-02Listed for sale$774,990
2013-11-06Sold$245,000
2013-09-12Listed for sale$259,900

For Sale by Agent

AgentTyler Hafford
BrokerageWhitetail Properties Real Estate LLC

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