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101 Riverside Dr, Beaverton, MI, 48612

1beds
1baths
665sqft
$125,000
$188price/sqft
$999/moest. monthly cost
$39,960/yrincome needed

About This Home

Discover the charm of Ross Lake waterfront living with this furnished 1-bedroom, 1-bath cottage featuring an eat-in kitchen and a full utility room with washer and dryer in place (just needs hookup), with all furnishings present at the time of showing, including the kayak vest and paddles stored in the 16 x 12 shed; enjoy a level, spacious yard ideal for family gatherings with direct, level frontage to the water, a wooden seawall, and an easy, shallow entry perfect for kayaking, paddleboarding, swimming, or relaxing by the shore, along with ample space to add a dock and accommodate a fishing boat—an attractive setup for investors seeking rental or resale potential; paddle across Ross Lake to the Beaverton Splash Park, explore miles of connected waterways leading toward Gladwin via the Cedar River and the Middle Branch of the Tobacco River, and take advantage of excellent fishing on this 294-acre all-sports lake with depths up to 15 feet; tucked on a quiet dead-end road just minutes from downtown Beaverton and Gladwin and an easy drive to Midland, this fixer-upper already offers key updates including a 2-year-old furnace, upgraded electric panel, remodeled bathroom, new bedroom and bath flooring, replaced 5 out of 9 windows, and a 2-year-old refrigerator—an affordable waterfront cottage only 2.5 hours north of Metro Detroit.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
Beaverton Middle SchoolGrades PK-50.7 mi
6/10
Beaverton High SchoolGrades 6-121.0 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1970

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: Laminate
  • Level: Main
  • Area: 30

Bedroom1

  • Features: Laminate
  • Level: Main
  • Area: 48

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Carpet
  • Level: Main
  • Area: 120

Features

  • Eat-in Kitchen
  • Flooring: Laminate,Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 665

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 665
  • Total interior livable area: 665 sqft

Kitchen

  • Features: Carpet
  • Level: Main
  • Area: 156

Living Room

  • Features: Carpet
  • Level: Main
  • Area: 77

Property

Details

  • Parcel number: 16011000001600
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Lake,Rural View
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Lake Front,Seawall,Waterfront
  • Frontage length: 65

Lot

  • Lot size: 9,583 sqft
  • Features: Deep Lot - 150+ Ft.,Cleared,Graded,Sloped
  • Lot size dimensions: 65 x 164 x 45 x 183

Parking

  • Total spaces: 2
  • Parking features: 2 Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Strong Wind
Hail
Inland Flooding
Tornado

FEMA Declared Disasters in Gladwin County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$74$888
Property Taxes $105$1,260
Electricity $188$2,259
Total$999$11,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,251/yr
40% on housing$29,970/yr
45% on housing$26,640/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 48612$124
Gladwin County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 48612
Gladwin County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Listed for sale$125,000
2023-10-31Sold$110,000
2023-10-25Pending sale$119,900
2023-10-18Contingent$119,900
2023-08-18Price change$119,900
2023-08-09Listed for sale$125,000
2019-08-26Sold$48,500
2019-08-07Pending sale$54,900
2019-07-14Price change$54,900
2019-05-18Listed for sale$59,900
2014-09-02Listing removed$65,900
2013-09-08Listed for sale$65,900

For Sale by Agent

AgentKATHRYN DOWNING
BrokerageRE/MAX RIVER HAVEN

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