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3528 Zephyr Ln, Valrico, FL, 33594

3beds
2baths
0sqft
$69,000
--price/sqft
$653/moest. monthly cost
$26,120/yrincome needed

About This Home

Large 1999 Homes of Merit home located on a corner lot in the Strawberry Ridge 55+ community of Valrico, FL. Please contact the listing agent shown for this property. This is a leased lot community. Highly motivated sellers! Additional $5000 credit towards flooring (with reasonable offer). 1,920 sq ft of living space with 3 bedrooms, 2 bathrooms, and an additional bonus room and two lanais, long multi-car covered driveway, workshop/storage room, and a separate attached storage area with double-door entry leading to covered golf cart or motorcycle parking. Recent updates include a 2016 HVAC system and a 2024 Comfort Cover membrane roof. Monthly lot rent of $1374. Call listing agent directly to schedule a showing! StrawBerry Ridge is a 55+ community located just east of Tampa in Valrico with easy access to I-75, I-4, and the Selmon Expressway. Enjoy the perfect blend of convenience and lifestyle with shopping, dining, medical facilities, and everyday essentials all just minutes away. No additional HOA fees. Park approval is required, including credit, income, and background checks. StrawBerry Ridge is known for its active lifestyle and friendly atmosphere, featuring two clubhouses, indoor/outdoor heated pools with jacuzzis, tennis/pickleball courts, a fitness center, library, billiards and woodworking shop. Endless events including bunco, bingo, karaoke, game nights, trivia nights, dances, and more. The community is very pet-friendly, allowing up to three pets with no weight limit (breed restrictions apply).Listing Brokerage cannot guarantee or warrant accuracy of this information, measurements, or condition of property. The buyer assumes all responsibility for verifying all lot rent rates, costs, and rules associated with the Community.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

3/10
Nelson Elementary SchoolGrades PK-51.9 mi
6/10
Mulrennan Middle SchoolGrades 6-81.7 mi
4/10
Durant High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 1999

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer,Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Laundry
  • Flooring: Laminate,Tile
  • Finished area above ground: 1,920

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central

Interior Area

  • Total structure area: 1,920

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • On leased land: Yes
  • Lease amount: 1374

Features

  • Patio & porch: Covered Porch,Enclosed Porch,Screened Porch
  • Exterior features: Corner

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $348$4,176
Home Insurance *$60$720
Property Taxes $48$576
Electricity $197$2,366
Total$653$7,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,388/yr
40% on housing$19,590/yr
45% on housing$17,413/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 33594$113
Hillsborough County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 33594$200
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-18Price change$79,000
2026-02-19Price change$82,700
2026-01-14Listed for sale$87,700
2013-10-01Listing removed$82,500
2013-08-30Listed for sale$82,500

For Sale by Agent

AgentLeslie Exterkamp
BrokerageUSA Mobile Home Sales, LLC

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