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1430 Ethel Street, Olympia, WA, 98502

4beds
3baths
2,310sqft
$525,000
$227price/sqft
$3,297/moest. monthly cost
$131,880/yrincome needed

About This Home

Welcome home to this spacious 4-bedroom, ideally located just minutes from everything the west side has to offer- restaurants, shopping, parks, and schools. The main floor features a formal living/dining space which flows seamlessly into the kitchen with eating nook and the family room with cozy gas fireplace for cool evenings. Stylish stainless steel accents add a modern touch with a unique fireplace surround and kitchen backsplash. Upstairs, a large primary suite with french doors, a 5-piece bath, and walk-in closet, plus 3 more spacious bedrooms and a full bath. Enjoy summer evenings on the back deck or explore the nearby parks and trails. Heat pump to keep you cool all summer, and a 2-car garage for all your gear. Ask your agent about our BUYER INCENTIVE!

Getting Around

22
WalkingCar-Dependent
38
TransitSome Transit
52
BikeBikeable

Schools

9/10
Jefferson Middle SchoolGrades 6-80.5 mi
8/10
Capital High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Concrete Ribbon
  • Roof: Composition
  • Construction materials: Cement Planked,Wood Products,Cement Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Gas,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath Off Primary
  • Flooring: Laminate,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,Electric,Natural Gas
  • Cooling features: Forced Air,Heat Pump

Interior Area

  • Total structure area: 2,310
  • Total interior livable area: 2,310 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 43530000500
  • Zoning: RLI
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Fireplace,Sprinkler System,Walk-In Closet(s),Water Heater
  • Topography of land: Level,Partial Slope

Lot

  • Lot size: 5,000 sqft
  • Features: Curbs,Paved,Cable TV,Deck,Gas Available
  • Lot size dimensions: 5000 Sq Ft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Heat Wave
Inland Flooding

FEMA Declared Disasters in Thurston County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$127$1,524
Property Taxes $358$4,296
Electricity $158$1,896
Total$3,297$39,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,040/yr
40% on housing$98,910/yr
45% on housing$87,920/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 98502$268
Thurston County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 98502$328
Thurston County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$515,000
2026-07-20Price change$525,000
2026-06-03Price change$535,000
2026-05-14Listed for sale$550,000
2020-11-18Sold$409,999
2017-05-30Sold$305,000
2017-04-15Pending sale$312,000
2017-03-04Price change$312,000
2016-10-19Listed for sale$305,950
2016-07-02Listing removed$299,950
2016-05-25Price change$299,950
2016-05-06Price change$289,950
2016-04-20Price change$274,950
2015-11-28Price change$269,950
2015-05-28Price change$264,950
2014-12-10Listed for sale$259,950
2014-06-05Listing removed$244,950
2014-05-15Listed for sale$244,950
2014-01-14Listing removed$236,950
2013-09-27Price change$236,950
2013-08-23Listed for sale$234,950

For Sale by Agent

AgentJessica Kammeyer
BrokerageRedfin

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