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295 Tradition Dr, Mount Gilead, NC, 27306

5beds
4baths
2,775sqft
$975,000
$351price/sqft
$7,125/moest. monthly cost
$285,000/yrincome needed

About This Home

New custom build on a premium lot on the fairway of 14th hole nestled in the gated portion of Tillery Tradition Country Club, a full-service golf course community at Lake Tillery. This modern craftsman style home bestows scenic views of the fairway from inside the home and while relaxing on the private rear covered porch. The split-bedroom ranch floorplan offers a 3-car garage with closet, drop zone area and secluded staircase to the upstairs bonus/bed, ensuite bath and large walk-in attic space. The large covered front porch opens to vaulted foyer and family room with electric fireplace and connects to the dining area and kitchen. The sophisticated kitchen has custom built cabinets, a large island, tile backsplash, gas range with pot filler and walk-in pantry with custom built cabinets and shelving, beverage center and sink. The primary suite features dual vanities, soaking tub, walk-in shower, and oversized closet that conveniently connects to the laundry room. Other features include: encapsulated crawl space, epoxy garage floors, Rinnai tankless gas water heater and extensive molding and trim package. Golf course is private and requires a membership. Annual memberships provide access to golf course, practice facilities, pro shop, restaurant, cabana, pool and social activities. Listing Agent is Owner.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

2/10
Mount Gilead ElementaryGrades PK-56.8 mi
6/10
West MiddleGrades 6-88.1 mi
7/10
Montgomery Learning AcademyGrades 6-1211.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial,Fiber Cement

Other

  • Builder name: T4 Building Group LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Dishwasher,Disposal,Exhaust Hood,Gas Cooktop,Microwave,Refrigerator with Ice Maker,Tankless Water Heater,Wall Oven,Wine Refrigerator
  • Laundry features: Laundry Room,Main Level,Sink

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 4

Dining Area

  • Level: Main

Family Room

  • Level: Main

Features

  • Fireplace features: Family Room
  • Finished area below ground: 0
  • Finished area above ground: 2,775

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,775
  • Total interior livable area: 2,775 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Other

  • Level: Upper

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 657604616256
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: 1 Story/F.R.O.G.
  • Exterior features: In-Ground Irrigation
  • Has view: Yes
  • View description: Golf Course

Lot

  • Lot size: 0.69 Acres
  • Features: On Golf Course,Wooded
  • Lot size dimensions: 150*200

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Faces Side,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Hurricane
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Montgomery County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$797$9,564
Property Taxes $1,140$13,680
Electricity $258$3,101
Total$7,125$85,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$244,285/yr
40% on housing$213,750/yr
45% on housing$190,000/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.8%
-4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$351This listing

vs Other Active Listings

Avg $/sqft

ZIP 27306$112
Montgomery County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 27306
Montgomery County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$975,000
2026-06-01Listing removed$955,000
2026-04-04Price change$955,000
2025-12-18Price change$935,000
2025-12-08Price change$899,000
2025-12-02Price change$879,000
2025-09-04Price change$849,000
2025-01-31Listed for sale$815,000
2023-12-04Sold$35,000
2014-01-11Listing removed$22,250
2013-08-22Listed for sale$22,250

New Construction

AgentDoug Finnerty
BrokerageThe Finnerty Group, LLC

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