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418 W 5th St, Mount Carmel, PA, 17851

3beds
2baths
900sqft
$224,999
$250price/sqft
$1,904/moest. monthly cost
$76,160/yrincome needed

About This Home

Call Mathlene 570-933-2176 for this spacious Mount Carmel home with walk-out basement complete with 2nd KITCHEN, full bath, bedroom, living room! On a corner lot close to schools ! Large eat in kitchen with dishwasher, all appliances are included. Featuring a ductless mini split. Finished heated lower level features a rec room, utility room/laundry, bedroom 3 and another full bath and kitchen. New metal roof in 2020 and a be-dry system, don't wait call to take a peek today ! Square footage to be independently verified by the buyer. Agents see private remarks.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

4/10
Mount Carmel Area El SchoolGrades PK-60.2 mi
5/10
Mount Carmel Area Junior High SchoolGrades 7-80.2 mi
3/10
Mount Carmel Area High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: None
  • Roof: Metal
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove/Range,Dryer,Washer
  • Laundry features: Laundry Hookup

Basement

  • Basement: None

Bathroom

  • Level: Second
  • Area: 56.16
  • Dimensions: 7.80 x 7.20

Bathroom

  • Level: First
  • Area: 53.25
  • Dimensions: 7.50 x 7.10

Bedroom1

  • Level: Second
  • Area: 146.59
  • Dimensions: 13.70 x 10.70

Bedroom2

  • Level: Second
  • Area: 117.16
  • Dimensions: 11.60 x 10.10

Bedroom3

  • Level: First
  • Area: 132.31
  • Dimensions: 13.10 x 10.10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Window Treatments
  • Finished area below ground: 800
  • Finished area above ground: 900

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 900 sqft

Kitchen

  • Level: Second
  • Area: 245.92
  • Dimensions: 21.20 x 11.60

Kitchen

  • Level: First
  • Area: 103.55
  • Dimensions: 10.90 x 9.50

Living Room

  • Level: Second
  • Area: 280.34
  • Dimensions: 21.40 x 13.10

Rec Room

  • Level: First
  • Area: 221.76
  • Dimensions: 17.60 x 12.60

Utility Room

  • Level: First
  • Area: 227.7
  • Dimensions: 20.70 x 11.00

Property

Details

  • Parcel number: 14241A
  • Zoning: R-2

Features

  • Levels: Multi/Split
  • Fencing: Fenced
  • Topography of land: No

Lot

  • Lot size: 2,812 sqft
  • Lot size dimensions: 37.5 x 75

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$334$4,008
Property Taxes $209$2,508
Electricity $224$2,692
Total$1,904$22,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$76,160/yr
35% on housing$65,280/yr
40% on housing$57,120/yr
45% on housing$50,773/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 17851$48
Northumberland County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 17851$62
Northumberland County$82

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-05Listed for sale$224,999
2013-09-19Sold$68,000

For Sale by Agent

AgentMATHLENE L SOSNOSKI
BrokerageTEU REAL ESTATE CORPORATION
Phone570-524-0838
View on Zillow

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