See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

808 Desoto St, Ocean Springs, MS, 39564

2beds
3baths
1,600sqft
$345,000
$216price/sqft
$2,584/moest. monthly cost
$103,360/yrincome needed

About This Home

Exceptional LOCATION! 2-bedroom, 2.5-bath condo featuring 2 PRIMARY EN-SUITES in the heart of sought-after Downtown Historic Ocean Springs, just steps to acclaimed dining, boutique shops, galleries, nightlife, festivals, the beach, marina, parks & more! Coastal charm meets vibrant community living in this rare downtown gem. Living room, dining, kitchen, half bath & laundry are located on the main level, while both spacious primary en-suites are upstairs for added privacy. Each suite offers a walk-in closet & updated private bath, ideal for owners, guests, STR, or co-ownership. Interior features real wood floors, updated cabinetry w/ granite countertops, double-insulated windows, metal roof, central AC & heat, covered patio, attached 2-car garage & generous storage. HOA covers water, sewer, trash, common grounds, pest contract, exterior maintenance & insurance. Can be sold fully furnished, making it turnkey for a primary residence, vacation retreat, or income-producing STR.

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

9/10
9/10
10/10
Ocean Springs High SchoolGrades 9-126.7 mi

Construction

Condition

  • Property condition: Existing Home
  • Year built: 1971

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Other,Sheetrock

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Electric Range,Electric Water Heater
  • Laundry features: In Kitchen

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s)
  • Flooring: Tile,Wood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Property

Details

  • Parcel number: 60119106.010

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Fencing: None
  • Waterfront features: None

Lot

  • Features: City Lot

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Jackson County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$456$5,472
Property Taxes $192$2,304
Electricity $192$2,304
Total$2,584$31,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,594/yr
40% on housing$77,520/yr
45% on housing$68,906/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 39564$166
Jackson County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 39564$152
Jackson County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Listed for sale$345,000
2017-10-25Listing removed$1,350
2017-09-09Listed for rent$1,600
2017-08-02Listing removed$1,250
2017-06-07Listed for rent$1,250
2017-04-25Listing removed$1,300
2017-03-07Listed for rent$1,300

For Sale by Agent

AgentCharlotte Johnson
BrokerageKeller Williams Realty Services

Similar Homes