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59 E Whitney Ave, Shelby, OH, 44875

3beds
1baths
2,126sqft
$115,500
$54price/sqft
$1,004/moest. monthly cost
$40,160/yrincome needed

About This Home

Spacious three bedroom home with large dining room and living room., plus front entry room with partial open staircase. Off the kitchen is a covered back porch with storage leading to a nice back yard and extra storage building. Then also there is an unfinished two bedroom apartment with separate entry. Bring your hammer and saws for this one! It would make a great mother-law unit or turn it into a game room or a wonderful work shop. Lots of possibilities. it has not been rented in many years. Roof is 4-5 years old and many of the windows have been replaced, Possession at close. off street parking for two cars but could have more.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

7/10
Dowds Elementary SchoolGrades PK-50.9 mi
9/10
Shelby Middle SchoolGrades 5-80.9 mi
4/10
Shelby High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Standing Seam
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial,Sump Pump

Bedroom2

  • Level: Upper
  • Area: 196

Bedroom3

  • Level: Upper
  • Area: 180

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 208

Features

  • Shower/Tub
  • Window features: Vinyl,Wood Frames
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 2,126

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,739
  • Total interior livable area: 2,126 sqft

Kitchen

  • Level: Main
  • Area: 187

Living Room

  • Level: Main
  • Area: 224

Master Bedroom

  • Level: Upper
  • Area: 210

Property

Details

  • Parcel number: 0460805601000
  • Zoning: RS-Residential Districts
  • Special condition: Sold As Is
  • Exclusions: Owners Personal Property-Tools Etc.

Features

  • Stories: 2
  • Entry location: Main Level
  • Patio & porch: Covered,Deck,Porch
  • Fencing: Fenced
  • Frontage length: 60 Ft.

Lot

  • Lot size: 7,440 sqft
  • Features: Lawn,City Lot
  • Lot size dimensions: 0.1708

Parking

  • Total spaces: 2
  • Parking features: See Remarks,Gravel
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Ice Storm
Winter Weather
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $584$7,008
Home Insurance *$78$936
Property Taxes $114$1,368
Electricity $228$2,736
Total$1,004$12,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,422/yr
40% on housing$30,120/yr
45% on housing$26,773/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$54This listing

vs Other Active Listings

Avg $/sqft

ZIP 44875$108
Richland County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 44875$109
Richland County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Price change$110,500
2026-07-03Listed for sale$115,500
1995-06-26Sold$21,500

For Sale by Agent

AgentJoyce Barnes
BrokerageBarnes and Associates

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