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13 Riviera Road, Naples, ME, 04055

1beds
1baths
432sqft
$199,950
$463price/sqft
$1,493/moest. monthly cost
$59,720/yrincome needed

About This Home

Motivated seller! Welcome to 13 Riviera Road at Birch Point Colony Club--a charming lakeside community. This is a rare opportunity to own a portion of your own community! Be one of 57 homeowners to own a piece of land in this highly sought after co-op. Relaxation, recreation, and classic Maine living come together on the shores Long Lake. This well-maintained park model home has water views, private parking, a storage shed, and even includes a golf cart, making it easy to explore the community. Homes in Birch Point cannot be rented. The home is sold furnished. One of the biggest advantages of ownership in Birch Point is for 180 monthly your property taxes, insurance, electricity, water, and sewer are included. Birch Point Colony Club is filled with amenities that create a true sense of community. Enjoy a private sandy beach on Long Lake, extra community showers, laundry facilities, a recreation room, and a shared shed with shared tools available for residents. The centerpiece of the community is the lodge, featuring guest rooms for visiting family and friends, along with a full kitchen that's perfect for hosting gatherings, celebrations, and special occasions along with many community events. Boat slips are available through a seniority system with only a short waiting list. Long Lake spans approximately 11 miles and over 5,200 acres, making it one of Southern Maine's premier boating destinations. Better yet, Long Lake connects through Brandy Pond and the historic Songo Locks to Sebago Lake. Located just minutes from the Naples Causeway, you'll enjoy easy access to waterfront restaurants, boutique shopping, marinas, live entertainment, ice cream shops, and countless year-round recreational opportunities. Whether you're looking for a peaceful seasonal retreat or the perfect place to spend your summers, this is an exceptional opportunity to own property. Come experience the charm, connivence and unforgettable lifestyle of Birch Point. Unit cannot be rent

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

--
Songo Locks SchoolGrades PK-22.2 mi
3/10
4/10
Lake Region High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1994

Materials

  • Roof: Shingle
  • Construction materials: Mobile,Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: Microwave,Gas Range

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 432

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 432
  • Total interior livable area: 432 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Zoning: BH

Features

  • On waterfront: Yes
  • Waterbody name: Long Lake
  • Frontage length: Waterfrontage: 100

Lot

  • Lot size: 4,791 sqft
  • Features: Near Public Beach,Neighborhood,Retail Strip,Rural,Ski Resort,Landscaped,Wooded

Parking

  • Parking features: Gravel,1 - 4 Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance $70$840
Property Taxes $168$2,016
Electricity $244$2,930
Total$1,493$17,916

Income You'd Need if You Spent...

35% on housing$51,188/yr
40% on housing$44,790/yr
45% on housing$39,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$463This listing

vs Other Active Listings

Avg $/sqft

ZIP 04055$355
Cumberland County$369

vs Homes Sold Last Month

Median $/sqft

ZIP 04055$310
Cumberland County$317

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$199,950
2026-08-03Price change$199,950
2026-06-30Price change$249,900
2026-06-15Price change$219,000
2026-05-15Price change$235,000
2026-04-24Price change$245,000
2026-04-20Listed for sale$249,000
2013-10-18Sold$75,000
2013-08-27Price change$79,900
2013-05-30Listed for sale$89,900

For Sale by Agent

AgentAmy Pragana
BrokerageThe Maine Real Estate Experience

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