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19525 Gunners Branch Rd APT G, Germantown, MD, 20876

2beds
2baths
965sqft
$214,900
$223price/sqft
$1,566/moest. monthly cost
$62,640/yrincome needed

About This Home

New price!Welcome to this bright second floor 2 bedroom and 2 bathroom unit. Most of interiors are newly renovated. new washer and dryer, new balcony door. Low condo fee. it is good for both primary residence or rental unit.

Getting Around

67
WalkingSomewhat Walkable
38
TransitSome Transit
67
BikeBikeable

Schools

6/10
6/10
Rocky Hill Middle SchoolGrades 6-83.4 mi
8/10
Clarksburg High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1982

Materials

  • Construction materials: Other

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 965

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 965
  • Total interior livable area: 965 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 160902105125
  • Attached to another structure: Yes
  • Zoning: RH
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Parking

  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,086$13,032
Home Insurance *$47$564
Property Taxes $152$1,824
Electricity $281$3,374
Total$1,566$18,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,691/yr
40% on housing$46,980/yr
45% on housing$41,760/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 20876$199
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20876$261
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$209,900
2025-11-28Price change$214,900
2025-09-28Listed for sale$209,900
2013-08-15Listing removed$1,350
2013-06-22Listed for rent$1,350

For Sale by Agent

AgentJane Jing
BrokerageHavarest Realty

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