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20 Channing Place #2L, Eastchester, NY, 10709

3beds
2baths
1,500sqft
$689,999
$460price/sqft
$4,976/moest. monthly cost
$199,040/yrincome needed

About This Home

Welcome to Channing Place, a beautifully landscaped community just steps from Lake Isle and located in Eastchester school district. This move-in-ready 3-bedroom, 2-bath residence offers the convenience of in-unit laundry, ample closet space and a bright, spacious layout with oversized windows overlooking the community's lush grounds. The building also includes a nice-sized storage unit on the bottom floor, a bike room, and 2 assigned outdoor parking spaces at no additional cost. Ideally located near some of Eastchester's most popular restaurants, shopping, and everyday conveniences, with easy access to the Hutchinson and Bronx River Parkway for a seamless commute. Residents can also enjoy Lake access for household members and up to six guests.

Getting Around

33
WalkingCar-Dependent
41
TransitSome Transit
31
BikeSomewhat Bikeable

Schools

7/10
8/10

Construction

Condition

  • Year built: 1960

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Cooperative
  • Architectural style: Garden,Other
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Dryer,Stainless Steel Appliance(s),Washer
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen Island,Open Kitchen,Primary Bathroom
  • Window features: Oversized Windows
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Decorative
  • Fireplace: Yes
  • Attic: None
  • Common walls with other units/homes: No One Above

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Property

Details

  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: One
  • Waterfront features: Lake Privileges

Parking

  • Total spaces: 2
  • Parking features: Assigned,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,489$41,868
Home Insurance *$183$2,196
Property Taxes $1,057$12,684
Electricity $247$2,974
Total$4,976$59,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,605/yr
40% on housing$149,280/yr
45% on housing$132,693/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$460This listing

vs Other Active Listings

Avg $/sqft

ZIP 10709$412
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10709$488
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$689,999
2022-09-01Sold$580,000
2022-06-16Pending sale$619,000
2022-05-25Listed for sale$619,000
2014-04-22Sold$396,000
2014-03-12Pending sale$439,000
2014-03-12Listed for sale$439,000
2014-02-04Listing removed$439,000
2013-11-21Listed for sale$439,000
2013-09-30Listing removed$439,000
2013-05-22Price change$439,000
2013-05-05Price change$445,000
2013-04-22Listed for sale$459,000

For Sale by Agent

AgentCarolyn Constantine
BrokerageColdwell Banker Realty

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