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513 Bud Ln, Belton, MO, 64012

4beds
3baths
2,079sqft
$349,900
$168price/sqft
$2,431/moest. monthly cost
$97,240/yrincome needed

About This Home

Welcome to 513 Bud Ln in Belton — a spacious 4-bedroom, 3-bath home offering over 2,000 sq ft of comfortable living space. Functional layout includes a basement bedroom and additional family room, perfect for guests or extra living space. Enjoy a large yard with a privacy fence, ideal for relaxing or entertaining. Conveniently located close to local restaurants and the growing downtown Belton.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
5/10
Belton High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Composition
  • Construction materials: Board & Batten Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Interior Entry

Bathroom2

  • Features: Ceramic Tiles,Shower Over Tub

Bathroom3

  • Features: Ceramic Tiles

Bedroom2

  • Features: Carpet

Bedroom3

  • Features: Carpet

Bedroom4

  • Features: Carpet

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Ceramic Tiles

Features

  • Ceiling Fan(s),Kitchen Island,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 679
  • Finished area above ground: 1,400

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,079
  • Total interior livable area: 2,079 sqft

Master Bathroom

  • Features: Ceramic Tiles,Granite Counters,Shower Over Tub

Master Bedroom

  • Features: Carpet,Ceiling Fan(s)
  • Level: First
  • Area: 195

Property

Details

  • Parcel number: 1472329

Features

  • Patio & porch: Deck

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 70 x 140 x 70 x 138

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Lightning
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$262$3,144
Property Taxes $242$2,904
Electricity $158$1,905
Total$2,431$29,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,348/yr
40% on housing$72,930/yr
45% on housing$64,826/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 64012$173
Cass County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 64012$176
Cass County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$382,500
2026-04-16Listed for sale$387,500
2024-01-25Listing removed--
2024-01-03Listed for rent$2,095
2022-02-08Listing removed--
2022-01-26Price change$1,945
2021-12-15Listed for rent$1,995
2021-12-13Sold--
2021-11-02Pending sale$310,000
2021-11-01Listed for sale$310,000
2020-02-21Sold--
2019-10-23Pending sale$199,900
2019-09-30Listed for sale$199,900

For Sale by Agent

AgentBreeze Team
BrokerageEXP Realty LLC

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