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116 N Sivley St, Peculiar, MO, 64078

2beds
2baths
1,206sqft
$295,000
$245price/sqft
$2,038/moest. monthly cost
$81,520/yrincome needed

About This Home

Welcome home to this beautifully maintained, move-in-ready ranch offering comfortable one-level living, stylish finishes, and a bright open layout. Designed with convenience in mind, this home features zero-entry access for easy accessibility and everyday ease. The inviting entry leads into a spacious living area with abundant natural light and low-maintenance plank flooring throughout the main living spaces. The open kitchen features rich stained cabinetry, stainless steel appliances, a subway tile backsplash, granite countertops, recessed lighting, and a large center island with additional storage and workspace. Just off the kitchen, the dining area offers great natural light and convenient access to the back porch. The primary suite provides a relaxing retreat with a tray ceiling, ceiling fan, spacious walk-in closet, and private bath featuring a double vanity, framed mirror, and beautifully tiled walk-in shower. Enjoy outdoor living from the back porch with easy access to the nearby walking trail and community building. With thoughtful updates, accessible design, and a functional layout, this home is ready for its next owner to move right in and enjoy.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Humidifier,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Laundry Room,Off The Kitchen

Basement

  • Basement: Slab

Bathroom2

  • Features: Granite Counters,Luxury Vinyl,Shower Over Tub
  • Level: Main
  • Area: 40

Bedroom2

  • Features: Carpet
  • Level: Main
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Kitchen Island,Pantry,Smart Thermostat,Stained Cabinets,Walk-In Closet(s)
  • Window features: Window Coverings,Thermal Windows
  • Flooring: Carpet,Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,206

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,206
  • Total interior livable area: 1,206 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Luxury Vinyl
  • Level: Main
  • Area: 240

Living Room

  • Features: Ceiling Fan(s),Luxury Vinyl
  • Level: Main
  • Area: 240

Master Bathroom

  • Features: Double Vanity,Granite Counters,Luxury Vinyl,Walk-In Closet(s)
  • Level: Main
  • Area: 105

Master Bedroom

  • Features: Carpet,Ceiling Fan(s)
  • Level: Main
  • Area: 180

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 2706546

Features

  • Patio & porch: Patio

Lot

  • Lot size: 5,500 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$202$2,424
Property Taxes $204$2,448
Electricity $141$1,693
Total$2,038$24,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,874/yr
40% on housing$61,140/yr
45% on housing$54,346/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 64078$189
Cass County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 64078$165
Cass County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$295,000
2020-05-15Sold--
2020-04-28Pending sale$199,900
2020-02-04Listed for sale$199,900

For Sale by Agent

AgentDan O'Dell
BrokerageReal Broker, LLC

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