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201 Palmer, Elko, NV, 89801

3beds
2baths
4,442sqft
$727,000
$164price/sqft
$4,644/moest. monthly cost
$185,760/yrincome needed

About This Home

Model: The Genoa ZH w Unfinished Basement & 3 Car Garage Status - Complete. Estimated Close of Escrow date is TBD. Builder to pay up to $5,000 toward buyers closing costs. Up to $1,000 to be paid in closing costs by preferred lender. New standard features include: carpeting in bedrooms, luxury vinyl plank flooring throughout the rest of the home, vaulted or coffered ceilings (depending on the model), central air conditioning, granite countertops, a full tile backsplash in the kitchen, soft-close cabinets and drawers, stainless steel appliances including microwave, dishwasher, gas or electric range, a kitchen island. Tile backsplashes in bathrooms. The master bedroom features a dual vanity, while the master bath includes a tile tub surround or a tile shower floor (depending on the model). Walk-in closet with shelving and boxes. Garage door opener with keypad, and a remote. Please note that a refrigerator is no longer included as a standard feature. Photos are for illustrative purposes only. Home is located in the Ruby View Estates Homeowners Association.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
5/10
Adobe Middle SchoolGrades 7-82.7 mi
4/10
Elko High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Poured
  • Roof: Asphalt
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Disposal,Gas Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,442 sqft

Property

Details

  • Parcel number: 001565018
  • Zoning description: ZR1

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Corner Lot,Covered Patio,Rain Gutters

Lot

  • Lot size: 0.40 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Lightning
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Nevada Counties

Fire
Flood
Mud Landslide
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,676$44,112
Home Insurance $215$2,580
Property Taxes $339$4,068
Electricity $414$4,974
Total$4,644$55,728

Income You'd Need if You Spent...

35% on housing$159,222/yr
40% on housing$139,320/yr
45% on housing$123,840/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: -1.2%
-1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 89801$188
Elko County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 89801$217
Elko County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Price change$727,000
2026-03-24Price change$699,900
2025-11-04Price change$727,000
2025-10-29Price change$717,000
2025-04-01Price change$702,638
2025-01-02Price change$685,500
2024-10-01Price change$682,500
2024-09-04Listed for sale$599,000
2023-06-11Listing removed--
2022-06-11Listed for sale$130,000
2014-09-02Listing removed$110,000
2014-05-23Listed for sale$110,000
2014-04-02Listing removed$110,000
2013-04-02Listed for sale$110,000

New Construction

AgentVicky Blair
BrokerageColdwell Banker Excel

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