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292 Ancho Rd, Ancho, NM, 88301

1beds
1baths
980sqft
$250,000
$255price/sqft
$1,995/moest. monthly cost
$79,800/yrincome needed

About This Home

Located just outside Ancho, this 15-acre property offers 360 views of mountains and plains, privacy, and practical infrastructure--with no restrictions. Once a railroad work camp, later an outfitter's camp, and most recently a ranchette and second home. The property includes refrigerated air, central forced heating, a detached carport, and multiple outbuildings, including a bunkhouse for eight. A 9-foot windbreak fence encloses the home and yard. Water comes from a well and a rainwater catchment system with over 10,000 gallons of storage. A large cellar adds extra utility. Fully fenced with recently planted fruit and pine trees. Access via paved road and gravel driveway. Enjoy unobstructed sunrise, sunset, and star-filled night skies.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

10/10
2/10
Carrizozo Middle SchoolGrades 6-821.4 mi
7/10
Carrizozo High SchoolGrades 9-1221.4 mi

Construction

Condition

  • Property condition: See Remarks
  • Year built: 1900

Materials

  • Construction materials: Brick,Unknown,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Gas Water Heater
  • Laundry features: Washer Hookup,Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Storage
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),Propane,Wood
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 980 sqft

Property

Details

  • Zoning: Rural
  • Horse amenities: Pasture

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Mountain(s),Pasture,Valley

Lot

  • Lot size: 15 Acres
  • Features: Level,Rectangular Lot,Views

Parking

  • Parking features: Detached Carport,Driveway,See Remarks
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters in Lincoln County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$471$5,652
Property Taxes $112$1,344
Electricity $148$1,780
Total$1,995$23,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,400/yr
40% on housing$59,850/yr
45% on housing$53,200/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 88301$72
Lincoln County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 88301$64
Lincoln County$275

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-07-23Listed for sale$250,000

For Sale by Agent

AgentDan Bolin
BrokerageAMoR Real Estate

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