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805 Cedar Ridge Dr, Raymore, MO, 64083

4beds
3baths
1,962sqft
$390,000
$199price/sqft
$2,624/moest. monthly cost
$104,960/yrincome needed

About This Home

Like-new without the new-build price. Built in 2020, this 4-bedroom, 3-bath home offers nearly 2,000 square feet, a 3-car garage, finished basement, plantation shutters, hardwood floors, and a fully fenced yard. Exposed beams create warmth and character throughout the main living spaces. The kitchen is designed for both entertaining and daily life with granite countertops, stainless steel appliances and fixtures, under-cabinet lighting, and a spacious pantry, all flowing seamlessly to the private deck and patio overlooking the fully fenced backyard with dual gates and an irrigation system. The primary suite offers a private retreat with an ensuite bath featuring dual vanities and a relaxing soaking tub. The finished lower level adds a fourth bedroom, full bath, storage space, and a generous recreation area perfect for guests or flexible living needs. Additional highlights include a high-efficiency HVAC system, whole-home humidifier, mudroom off the three-car garage with two openers, and conveniently located laundry near both the kitchen and bedroom level for effortless daily living.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

Construction

Materials

  • Roof: Composition
  • Construction materials: Stone & Frame,Stone Trim

Other

  • Builder name: Brookside Builders

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom2

  • Features: Ceramic Tiles,Shower Over Tub
  • Level: First

Bathroom3

  • Features: Shower Only
  • Level: Basement

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Features: Carpet
  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Wood Floor
  • Level: First

Family Room

  • Features: Carpet
  • Level: Basement

Features

  • Kitchen Island,Pantry,Vaulted Ceiling(s),Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 479
  • Finished area above ground: 1,483

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,962
  • Total interior livable area: 1,962 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Pantry,Wood Floor
  • Level: First

Laundry

  • Features: Ceramic Tiles
  • Level: First

Living Room

  • Features: Carpet,Fireplace
  • Level: First

Master Bathroom

  • Features: Ceramic Tiles,Double Vanity,Separate Shower And Tub
  • Level: First

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 2326310

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$234$2,808
Property Taxes $269$3,228
Electricity $149$1,797
Total$2,624$31,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,965/yr
40% on housing$78,720/yr
45% on housing$69,973/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 64083$183
Cass County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 64083$198
Cass County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$390,000
2026-07-28Price change$390,000
2026-07-12Listed for sale$395,000
2020-11-19Sold--

For Sale by Agent

AgentMaggie Foster
BrokerageReeceNichols -The Village

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