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210 Elm St, Sloan, IA, 51055

5beds
3baths
2,586sqft
$525,000
$203price/sqft
$3,302/moest. monthly cost
$132,080/yrincome needed

About This Home

Disclaimer: IF the buyer is VA eligible, the VA loan assumption interest rate is 2.49%. Come home to 210 Elm Street in Sloan, Iowa! Built in 2021, this beautifully maintained 5-bedroom, 3-bathroom multi-level home offers modern living with thoughtful upgrades throughout. From the spacious interior to the incredible outdoor amenities, this home is designed for both everyday comfort and effortless entertaining. Outside, you’ll love spending summers in the 21-foot round, 54-inch deep above-ground pool, installed in 2022, complete with a deck & nearby gazebo—the perfect space for relaxing or hosting friends. Additional highlights include permanent exterior lighting installed in 2024, a sprinkler system to keep the lawn looking its best, and all the benefits of a newer home built with today’s lifestyle in mind. This is a home that truly combines style, functionality, and efficiency. Bonus: You have Enphase 9.6 kWDC solar panels with battery back up if needed. Don’t miss your opportunity to make 210 Elm Street your next address!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

9/10
7/10
Westwood High SchoolGrades 7-120.2 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Shingle
  • Construction materials: Hardboard

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: Owned
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 1,160
  • Finished area above ground: 1,426

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,586
  • Total interior livable area: 2,586 sqft

Property

Details

  • Parcel number: 864629452007

Features

  • Levels: Multi-Level 4+

Lot

  • Lot size: 0.30 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Triple,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Drought
Strong Wind
Winter Weather
Heat Wave
Inland Flooding
Ice Storm
Landslide

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$283$3,396
Property Taxes $173$2,076
Electricity $192$2,314
Total$3,302$39,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,211/yr
40% on housing$99,060/yr
45% on housing$88,053/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 51055$204
Woodbury County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 51055$212
Woodbury County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$525,000
2026-07-22Listed for sale$525,000
2022-02-23Sold$367,942
2021-07-01Listing removed--
2021-02-08Listed for sale$345,000

For Sale by Agent

AgentJessica Tadlock
BrokerageCentury 21 ProLink

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