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123 F St, Eureka, CA, 95501

2beds
1baths
1,181sqft
$1,750,000
$1,482price/sqft
$10,738/moest. monthly cost
$429,520/yrincome needed

About This Home

This stunning historic Mixed-Use building is a rare opportunity to own a piece of Eureka 's architectural heritage. Located in the heart of Old Town, a French Empire Mansard in the Second Empire style built in 1883. The building offers approximately 14,500 square feet consisting of a fully furnished residential penthouse apartment on the 4th floor, 7 office spaces across the top 3 floors and the ground floor boasts high ceilings & hardwood floors configured as two successful retail storefronts. The information in this listing is for the residential unit, find more information on the other professional units in listing #272017.

Getting Around

93
WalkingWalker's Paradise
0
TransitVery Limited Transit
98
BikeBiker's Paradise

Schools

3/10
6/10
Eureka Senior High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1883

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other - Spec in Remarks
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Heating

  • Heating features: Baseboard,Other

Interior Area

  • Total structure area: 1,181
  • Total interior livable area: 1,181 sqft

Property

Details

  • Zoning: Yes

Features

  • Levels: Three Or More
  • Fencing: None

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: 40 x 110

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Tsunami
    TsunamiRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Tsunami
Coastal Flooding
Inland Flooding

FEMA Declared Disasters in Humboldt County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,848$106,176
Home Insurance *$588$7,056
Property Taxes $904$10,848
Electricity $398$4,786
Total$10,738$128,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$368,160/yr
40% on housing$322,140/yr
45% on housing$286,346/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,482This listing

vs Other Active Listings

Avg $/sqft

ZIP 95501$238
Humboldt County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95501$273
Humboldt County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Listed for sale$1,999,000
2018-08-22Sold$1,500,000
2018-06-26Listed for sale$1,900,000
2015-04-08Listing removed$1,850,000
2014-02-01Sold$1,800,000
2013-03-06Listed for sale$2,800,000
2013-02-01Sold$1,500,000

For Sale by Agent

AgentVictoria Copeland
BrokerageThe Key Real Estate Group

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