451 Summit Rd, Otto, NC, 28763
About This Home
A beautiful true Log cabin with a seasonal mountain. This cabin features four bedrooms and two full bathrooms. The huge covered deck welcomes you to an open kitchen that has a large pantry/living room with an inviting wood-burning stove. The hardwood floors that are true hardwood which is so very inviting and there are three bedrooms and two bathrooms on the main level. The basement offers another living quarters, it could be turned into a guest suite as well. It has a living room/office area in a large bedroom. There is also the added feature of a separate exterior entrance as well as an interior entrance to the basement level. The lot next-door is also part of the sale and you could easily build a workshop or place an outbuilding on it. The driveway has already been graded out. This is very convenient ito downtown Franklin and is only a 15 minute to downtown. The seasonal Mountain View and charm of this cabin will certainly intrigue you. Come make this your mountain home today.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Resale
- Year built: 1983
Materials
- Roof: Shingle
- Construction materials: Log
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin,Country
- Property subType: Residential
Interior
Appliances
- Appliances included: Refrigerator,Range,Oven,Washer,Dryer
- Laundry features: In Basement,Laundry Room
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Features
- Pantry,Ceiling Fan(s)
- Window features: Wood Frames
- Flooring: Wood,Tile
- Number of fireplaces: 2
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,016
- Total interior livable area: 2,016 sqft
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 6489514561
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch,Covered
- Has view: Yes
- View description: Mountain(s),Seasonal
- Frontage type: Road
- Topography of land: Sloping,Rolling,Steep
Lot
- Lot size: 2 Acres
Parking
- Parking features: Driveway,Gravel
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Landslide
- Lightning
- Ice Storm
- Strong Wind
- Tornado
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Macon County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $109 | $1,308 |
| Property Taxes | $110 | $1,320 |
| Electricity | $200 | $2,405 |
| Total | $2,188 | $26,256 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-20 | Listed for sale | $350,000 |
| 2020-08-14 | Sold | $158,500 |
| 2020-05-21 | Pending sale | $165,000 |
| 2020-05-08 | Listed for sale | $165,000 |
| 2016-06-21 | Sold | $132,000 |
| 2006-08-17 | Sold | $205,000 |
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