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166 Sapphire ln, Franklin Park, NJ, 08823

2beds
3baths
1,372sqft
$399,500
$291price/sqft
$2,999/moest. monthly cost
$119,960/yrincome needed

About This Home

Rarely available walk-up model in the coveted Beacon Hill at Somerset community and it's been fully transformed. A brand-new shaker kitchen with quartz countertops sets the tone for a home that's been updated from top to bottom: all 2.5 bathrooms remodeled with fresh fixtures, luxury vinyl plank flooring on main level, and a crisp fresh coat of paint throughout. Move-in ready has never looked this good. Enjoy resort-style amenities in-ground pool, tennis courts, clubhouse, and playground all steps away, plus unbeatable access to Route 27/1/287, direct bus to NYC, and the Rutgers/Princeton corridor. Don't wait on this one; the Beacon Hill 2BR/2.5BA rarely comes to market in a condition like this.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
4/10
Sampson G Smith SchoolGrades 6-84.6 mi
3/10
Franklin Twp High SchoolGrades 9-125.9 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Microwave,Range/Oven-Gas,Refrigerator,Gas Water Heater

Basement

  • Basement: None

Bedroom1

  • Level: Third

Bedroom2

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Second

Family Room

  • Level: Second

Features

  • Flooring: Laminate,Vinyl-Linoleum

Heating & Cooling

  • Heating features: 1 Unit,Natural Gas
  • Cooling features: 1 Unit

Interior Area

  • Total structure area: 1,372
  • Total interior livable area: 1,372 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Second

Living Room

  • Level: Second

Master Bathroom

  • Features: Tub Shower

Property

Details

  • Parcel number: 2708000340009000590002C0559

Features

  • Levels: Multi Floor Unit
  • Private pool: Yes
  • Pool features: Outdoor Pool,Association

Lot

  • Lot size dimensions: 0

Parking

  • Total spaces: 1
  • Parking features: 1 Car Width,Assigned
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,020$24,240
Home Insurance *$174$2,088
Property Taxes $612$7,344
Electricity $193$2,318
Total$2,999$35,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,822/yr
40% on housing$89,970/yr
45% on housing$79,973/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$291This listing

vs Other Active Listings

Avg $/sqft

ZIP 08823$248
Somerset County$343

vs Homes Sold Last Month

Median $/sqft

ZIP 08823$281
Somerset County$348

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$2,495
2026-06-16Listed for rent$2,650
2026-06-15Price change$399,500
2026-05-26Price change$414,900
2026-04-27Listed for sale$429,900
2026-02-15Listing removed$2,300
2026-02-13Listed for rent$2,300
2024-11-10Listing removed$2,300
2024-10-24Price change$2,395
2024-10-17Price change$2,495
2024-10-04Listed for rent$2,595
2024-09-05Listing removed$2,400
2024-08-19Price change$2,400
2024-07-16Price change$2,495
2024-06-13Listed for rent$2,695
2023-07-02Listing removed--
2023-05-29Listed for rent$2,495
2017-06-01Listing removed$1,800
2017-04-24Listed for rent$1,800
2015-06-03Listing removed--
2015-05-23Price change$25,000
2015-05-12Listed for sale--

For Sale by Agent

AgentVikas Aggarwal
BrokerageSrv Realty Llc

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