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260 Zerega Ave, Bronx, NY, 10473

5beds
4baths
3,068sqft
$900,000
$293price/sqft
$5,997/moest. monthly cost
$239,880/yrincome needed

About This Home

LUXURY WATERFRONT Mediterranean Villa-style 2-family home in an EXCLUSIVE GATED COMMUNITY. Enjoy unobstructed views of the sun’s rays dancing on the East River during the day, and candlelight-like illumination from the Whitestone Bridge at night. Great waterfront infinity deck and a large common yard. The top unit is a 2 B/R 2 bath with cathedral ceilings and skylights. The 1st fl. unit is a 2 B/R, 1 bath over a 3rd large bedroom with 2nd full baths, laundry room, parking garage, and driveway. Amenities include terra-cotta roof tiles, private balconies, custom wood cabinetry, stainless steel range, refrigerator, and dishwasher, granite countertops, hardwood floors, Jacuzzi bathtubs, central HVAC, and a private backyard. 43 Min. to Wall Street via the new Soundview ferry stop. LOW TAXES- LESS THAN $2K ANNUALLY. LOW MAINTENANCE ONLY $583.56 WITH TENANTS PAYING ALL UTILITIES. ASSUMABLE MORTGAGE @ 4% ONLY - APPROXIMATELY $538K as of 11/1/25 (P&I $2,954.01 monthly); must be corp. entity and approved by the lender. NOTE AND AMORTIZATION TABLE AVAILABLE. AE flood Zone - $996 annual premium.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
67
BikeBikeable

Schools

6/10
Ps 182Grades PK-50.7 mi
1/10

Construction

Condition

  • Year built: 2011

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Cooling

  • Cooling features: Central Air

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 3,068
  • Total interior livable area: 3,068 sqft

Property

Details

  • Special condition: Resale

Features

  • Patio & porch: Other,Terrace
  • Exterior features: Balcony,Garden,Terrace
  • Has view: Yes
  • View description: Garden,Park/Greenbelt,Water
  • Has water view: Yes
  • Water view: Water

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Bronx County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$355$4,260
Property Taxes $585$7,020
Electricity $507$6,084
Total$5,997$71,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$205,611/yr
40% on housing$179,910/yr
45% on housing$159,920/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 10473$363
Bronx County$399

vs Homes Sold Last Month

Median $/sqft

ZIP 10473$296
Bronx County$409

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$925,000
2025-11-05Listed for sale$950,000
2023-10-02Listing removed--
2023-03-22Listed for sale$999,000
2023-01-01Listing removed--
2022-05-31Listed for sale$999,000
2019-03-20Sold$825,000
2018-10-17Pending sale$825,000
2018-07-20Price change$825,000
2017-09-18Price change$775,000
2017-02-09Listed for sale$750,000
2013-03-20Listing removed$1,750
2013-02-19Listed for rent$1,750

For Sale by Agent

AgentGregory Tsougranis
BrokerageKeller Williams Realty NYC Group

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