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650 Palmetto Dr, Davenport, FL, 33897

4beds
2baths
1,680sqft
$149,000
$89price/sqft
$1,122/moest. monthly cost
$44,880/yrincome needed

About This Home

Davenport Living at Palm Key Village -Partially Furnished & Ready for You! Welcome to your own private slice of Central Florida paradise! This exceptional 4-bedroom, 2-bathroom home offers the ultimate resort-style lifestyle just 38 minutes from the magic of Disney. From the moment you arrive, you will appreciate the care and detailed maintenance that makes this property entirely move-in ready-fully furnished and waiting for you to call it home. As you enter, you are greeted by an expansive living and dining area that feels incredibly open and bright, highlighted by beautiful, durable vinyl plank flooring. This versatile space is perfect for gathering with loved ones or relaxing after a long day. The smart layout features a seamless pass-through kitchen that connects effortlessly to a cozy dinette and a dedicated laundry area. From the kitchen, you can slip right out to the peaceful, enclosed lanai-ideal for enjoying your morning coffee or winding down in the evening breeze. Designed with privacy in mind, this split floor plan places the massive primary suite on its own side of the home. The primary bathroom is a true standout, featuring a garden tub, a separate walk-in shower, and individual vanities on opposing walls for ultimate convenience. On the other side of the home, you will find the additional guest bedrooms and a full second bathroom, giving family and visitors plenty of space and comfort. Enter outside to a fully enclosed, vinyl-fenced backyard that serves as a private sanctuary for pets, play, and family gatherings, complete with a separate patio area. Storage and parking are a breeze with the spacious garage. Plus, you will have absolute peace of mind knowing the home features a roof installed in July 2019 and a meticulously maintained A/C with new duct work. Life in Palm Key Village truly feels like a vacation. The low monthly lot rent of $1,075 includes trash service, security, and exclusive access to a wealth of premium amenities. Residents enjoy a sparkling swimming pool, a clubhouse, a fully equipped fitness center, tennis and sports courts, a dedicated dog park for your furry family members, and even on-site storage for your boat or RV. Perfectly positioned near excellent schools, fantastic dining, and premier shopping, this home delivers incredible value without compromising on location or lifestyle. My Motto: I believe in absolute transparency and putting our clients first. When you purchase this home, you pay no dealer fees-saving you money and making your transition into community living as smooth as possible. Schedule your private tour today to experience this beautiful home and community for yourself!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

3/10
Bella CittaGrades K-730.9 mi
3/10
Davenport High SchoolGrades 9-126.2 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer,Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Laundry
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,680 sqft

Property

Details

  • On leased land: Yes
  • Lease amount: 1075

Features

  • Patio & porch: Patio,Enclosed Porch
  • Fencing: Fenced
  • Has view: Yes
  • View description: Private,Street

Lot

  • Features: Trees

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$82$984
Property Taxes $90$1,080
Electricity $197$2,366
Total$1,122$13,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,468/yr
40% on housing$33,660/yr
45% on housing$29,920/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 33897$153
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33897$197
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Price change$125,000
2026-08-02Price change$149,000
2026-06-09Listed for sale$159,000
2024-11-07Listing removed$2,450
2024-08-05Listed for rent$2,450
2022-07-26Sold$105,000
2022-07-18Pending sale$115,000
2022-04-26Listed for sale$115,000
2013-04-10Listing removed$63,500
2013-02-19Listed for sale$63,500

For Sale by Agent

AgentLisa Dobbs
BrokerageLISA DOBBS LLC

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