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1831 Spruce St, Philadelphia, PA, 19103

4beds
4baths
2,448sqft
$1,450,000
$592price/sqft
$10,264/moest. monthly cost
$410,560/yrincome needed

About This Home

This is a rare opportunity to own a masterfully renovated multi-unit property in the heart of Rittenhouse Square. Originally built in 1912 and fully renovated by Gardner Fox Architects and McCroubrey Overholser. This property offers approximately 3,000SF of flexible living space with over $900,000 in renovations and updates. This stunning building is currently configured as a duplex, but could easily be converted into a chic single family residence. There are 4 floors of finished living space consisting of 2 bi-level units, each unit with outdoor space. Unit 1: 1-2 Bedrooms, 2 Full Bathrooms. The main level boasts beautifully outfitted living space with a tray ceiling, custom built-ins, plantation shutters, Brazilian hardwood floors, cherry cabinets, a gas fireplace with marble surround, wet bar and kitchenette, a bedroom, a full bathroom and a slate patio out back. There is also a fantastic dressing area with vanity and adjacent make-up vanity, spacious closet with custom closet built-ins, washer and dryer. The lower level is charming with exposed brick, a living room area, a full bathroom and a gorgeous kitchen space designed by Society Hill Kitchens. This level has a laundry hook-up, cedar closet and additional storage. There is a separate entrance for this level that leads to the patio. This property can also be accessed from Manning St. Providing a separate entrance for the lower level which can be used as a fantastic living space for in-laws, au pair suite or overnight guests. Unit 2: 3-4 Bedrooms, 2 Full Bathrooms. Main level offers Bamboo floors, exposed brick wall, surround sound, a custom kitchen with cherry cabinets, granite countertops, porcelain back splash and stainless steel appliances. Located just beyond the kitchen is a den / bonus room with sliding glass doors that lead to a lovely shared deck. This room has been used as a 4th bedroom in the past. The upper level is currently configured with 3 bedrooms, custom California closet systems and a full bathroom and laundry. Great for investors or owner occupied with rental income generated by the other unit. Also the perfect set up for multi-generational living or an au pair suite. Just steps from Rittenhouse Square and a 4-minute walk to the University of Penn Shuttle stop located at 20th and Locust. Enjoy all that Rittenhouse Square offers with fantastic restaurants, cafes, farmers market and various events throughout the year.

Getting Around

98
WalkingWalker's Paradise
100
TransitRider's Paradise
94
BikeBiker's Paradise

Schools

8/10
2/10

Construction

Condition

  • Year built: 1800

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Masonry

Notable Dates

  • Major remodel year: 2007

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Washer In Unit,Dryer In Unit,Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Exterior Entry,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4

Features

  • 2nd Kitchen,Additional Stairway,Built-in Features,Bar
  • Flooring: Wood,Tile/Brick
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,448
  • Total interior livable area: 2,448 sqft

Primary Bedroom

  • Level: Unspecified

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 082134400
  • Attached to another structure: Yes
  • Zoning: RM4
  • Special condition: Standard

Features

  • Pool features: None
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 1,036 sqft
  • Lot size dimensions: 19.00 x 56.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,331$87,972
Home Insurance *$1,638$19,656
Property Taxes $1,027$12,324
Electricity $268$3,223
Total$10,264$123,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$351,908/yr
40% on housing$307,920/yr
45% on housing$273,706/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$592This listing

vs Other Active Listings

Avg $/sqft

ZIP 19103$525
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19103$583
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-08-19Listing removed$4,000
2025-06-14Listed for sale$1,450,000
2025-06-13Price change$4,000
2025-06-13Listing removed$1,495,000
2024-05-23Price change$1,495,000
2023-10-31Price change$1,550,000
2023-09-07Listed for sale$1,600,000
2022-08-31Listed for rent$4,300
2019-08-31Listing removed$4,300
2019-05-18Listed for rent$4,300
2018-12-01Listing removed$3,900
2018-10-10Listed for rent$3,900
2018-08-09Sold$1,320,400
2018-05-21Pending sale$1,395,000
2018-05-15Price change$1,395,000
2017-10-06Price change$1,450,000
2017-09-05Listed for sale$1,500,000
2013-04-22Listing removed$1,350,000
2013-03-19Price change$1,350,000
2013-03-02Price change$1,400,000
2013-02-15Listed for sale$1,572,000

For Sale by Agent

AgentCary Simons
BrokerageKurfiss Sotheby's International Realty

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